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Endorsement # 6



        Claim Preparation Expenses Endorsement



            Policy No.   Eff. Date of Pol.   Exp. Date of Pol.   Eff. Date of End.   Producer   Add’l Prem.   Return Prem.
         SGD 5915483 10     8/1/2016       8/1/2017       8/1/2016      91435803          ---            ---

        Named Insured: Barr & Barr, Inc.
                         THIS ENDORSEMENT CHANGES THE POLICY.  PLEASE READ IT CAREFULLY.


        This endorsement modifies insurance provided by the following:
                     ®
            Subguard  Policy
        It is agreed that:
        Solely with respect to the coverage provided by this endorsement:
        I.  The following is added to Item 3.b. of the Declarations:
            Claim Preparation Expenses Sublimit:           $  50,000  or  N/A%  of  Loss,  not  including  Claim  Preparation
                                                           Expenses
        II.  Section II. DEFINITIONS is amended as follows:
            A.  The following is added to Subsection II.I. after Subsection II.I.3.:
               Loss shall also include:
               Claim Preparation Expenses, subject to the Claim Preparation Expenses Sublimit.

            B.  The following definition is added:
               Claim Preparation Expenses means:
               1.  costs,  charges  and  expense  paid  by  you  in  the  investigation,  adjustment  and  defense  of  disputes  related
                   directly to the Default; and

               2.  legal  and other professional expenses paid by  you  and  directly related to the  Default subject to the rates
                   approved by us.

        All other terms, conditions, provisions and exclusions of this policy remain the same.

























                                                                                                 U-SGD-233-A CW  (04/16)
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                                 Includes copyrighted material of Insurance Services Office, Inc., with its permission.
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