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Built to last




        Customer-focused financial stability







                                                                 At-a-glance

        For more than 75 years, we’ve helped
        America’s workers preserve and protect                       „   Voluntary benefits provider offering disability insurance,
        the vitally important things they work so                      life insurance, accident insurance, cancer insurance,
        hard to build.                                                 critical illness insurance, dental insurance and hospital
                                                                       confinement indemnity insurance
        We’ve done this by always staying true to our                „   Serving more than 90,000 businesses and organizations
        mission, and by placing our commitment to                    „   Covering more than 3.7 million of America’s workers
        our customers ahead of everything else.                        and their families

        This led us to develop and maintain a stable,                „   Operating in 49 states, the District of Columbia
        diverse investment portfolio, a history                        and Puerto Rico; in New York, similar products and
                                                                       services, if approved, are underwritten by a Colonial Life
        of profitable growth and a reputation for                      affiliate, The Paul Revere Life Insurance Company
        consistently strong industry ratings. In other
        words, we’re a company you can trust –                       „   Approximately 1,200 employees, 10,000 independent
        an industry leader that always meets our                       sales agents and more than 16,000 contracted brokers
        financial obligations and keeps our promises.                „   Headquartered in Columbia, SC since 1939
                                                                 Colonial Life operates as a stand-alone business of Unum, a
                                                                 Fortune 500 company and market leader in voluntary benefits.




          The experts agree

         Colonial Life, with all of Unum Group’s primary subsidiaries , consistently earns strong financial ratings from the four
                                                          1
         major rating agencies. 2
          Agency                                                                                          Rating


          A.M. Best Company                                                                                A
          Measures an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations  Excellent



          Moody’s Investors Service                                                                       A 2
          Provides opinions of the ability of insurance companies to punctually pay senior policyholder claims
          and obligations                                                                                 Good



          Standard & Poor’s
          Offers a forward-looking opinion about the financial security characteristics of an insurance organization with   A
          respect to its ability to pay under its insurance policies and contracts in accordance with their terms  Strong


          Fitch
          Assigns a rating to the insurance company’s policyholder obligations, including assumed reinsurance    A
          obligations and contract holder obligations, and reflects the ability of the insurer to meet these obligations    Strong
          on a timely basis
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