Page 72 - NYAA GAHA 30th Anniversary "Service Beyond Gold"

Mohamed Abbas Sheyed Ebramsa

TWOOAK

Chief Strategy and Growth Officer
NYAA Gold Award Holder (2015 Cohort)

Mohamed Abbas Sheyed Ebramsa is an award- He served on the Youth Corps Singapore Advisory
winning entrepreneur and a passionate community Committee and as a Council Member of the National
leader whose journey exemplifies resilience, Youth Council, helping to shape national youth
innovation, and service. From humble beginnings development policies and create avenues for young
as the son of hawkers growing up in a rental flat, Singaporeans to be heard and empowered.
Abbas has built a remarkable career that blends
entrepreneurship with social impact, becoming an In 2019, Abbas received the prestigious ASEAN Youth
influential voice among Singapore’s young leaders. Award, recognising his contributions to regional
cooperation and youth development. In 2021, Abbas
At just 25, Abbas co-founded Onelyst, Singapore’s received the Nanyang Outstanding Young Alumni
first personal loan comparison platform designed Award from Nanyang Technological University. He
to support financially underserved communities. was also appointed to the Singapore Youth Action
Recognising the struggles of blue-collar workers Panel by the Ministry of Culture, Community and
facing limited access to credit, he created a platform Youth, where he played a key role in co-developing
that has processed over SGD 150 million in loan the SG Youth Action Plan — a national vision charting
volume, empowering individuals to make informed pathways for young people to lead, innovate, and
financial decisions and avoid exploitative lenders. serve.
This groundbreaking work earned him a place on
Forbes’ “30 Under 30 Asia” list and established him as His commitment to community empowerment
a pioneer in fintech innovation. extends beyond policy work. Together with his
passionate team, Abbas led Gourmet Guru. This
Building on this momentum, Abbas co-founded Rely, social enterprise provides income opportunities
Singapore’s first Buy Now, Pay Later (BNPL) financial for low-income Malay homemakers. He frequently
technology company, which scaled rapidly across the conducts digital literacy workshops, teaching seniors
Asia-Pacific region. The platform became an industry how to identify online scams and stay safe in a digital
leader, securing partnerships with major banks and age. He is also a sought-after speaker at youth forums
retail brands while providing consumers with fair, and national dialogues, inspiring the next generation
transparent, and interest-free payment solutions. of changemakers.
His vision transformed how financial services are
delivered and promoted financial inclusivity for Abbas’s extraordinary journey — from overcoming
thousands of Singaporeans. early challenges to transforming financial access,
shaping youth policy, and uplifting vulnerable
Abbas’s entrepreneurial success is matched by communities — epitomises the values of leadership,
his deep commitment to youth leadership and innovation, and service. His work continues to inspire
community service. A proud recipient of the NYAA young Singaporeans to dream big, build boldly, and
Gold Award (2015), he has leveraged the programme’s give back meaningfully.
opportunities to contribute meaningfully to society.

70 30 Years of Service and Leadership