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Step 2 – Build your “success” team

Your success team should be made up of experienced members
who have proven track records in their fields, who are highly
recommended, and possess the vigor and drive to help you win
the prize.

Who should be on your team
Mortgage broker/ officer
This is the first person you want on the team. Their most impor-
tant job is to get you the best funding deal for your new home.
Their function involves accepting your application, getting you
pre-approved, providing funding options and related information.
They will answer your financial questions and help you navigate
any financial hurdles that pop up. They may also be a good source
for your next team member – your realtor.

A good mortgage broker is someone who always makes your
interest their own. They act as if they are the ones getting the
loan, and do everything as they would for themselves. Here are
some other qualities to look for in a mortgage broker:

Certified Each mortgage broker/loan officer must at-
tain certification from the Nationwide Mul-
tistate Licensing System (NMLS). This tells
you that they have studied and understood
the regulations and preferred practices of
the industry. This ensures that you are get-
ting the right guidance, you are within the
laws and you won’t be misguided or worse,
scammed. Each broker has a unique NMLS
number, which must be available for your
viewing, and should be placed on all promo-

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