Page 84 - Parade of Homes 2017

A LOOK INSIDE THE GSABA
Group Medical Program
ENROLL NOW TO LOCK-IN RATES UNTIL OCTOBER 2018!
What makes the Greater San
Antonio Builders Association
Group Medical Program so price
competitive compared to other
options in the market, and how
does it work?
The simple answer lies in its status as
a ‘bona fide’ Association program
which provides numerous member
benefits.
The GSABA Group Medical
Program allows companies to
be underwritten outside of the
community rating and off the
exchange. This means that GSABA
rates are determined by claims
experience reports or the health
status of employees.
These reports and health
statements are reviewed by an
Richard Weinstein | 281.833.9328 | rweinstein@onedigital.com
actuarial firm to scale each OneDigital Health & Benefits
potential member company up or administers the plan and manages
down on a premium grid. The a significant amount of the
program rates average a 15%-30% administrative duties including:
savings on healthcare premiums. n Addition of new employees to
your plan(s)
The Group Medical Program is n Termination of employees off your
administered under one contract plan(s)
with nine plan options: Six PPOs and n Cobra administration for all of
three HSAs. You can offer as many your plans at no cost
of these plans as options to your n Billing issues
employees that you want and n Claims adjudication
deem necessary. n Compliance issues
n And so much more
In addition to the underwriting
advantages, the program is written We price all carriers in the market
as one large group and therefore on a daily basis, bringing your
benefits from price advantages due company the cost and quality
to its size and favorable loss ratio. assurance and overall savings,
Participating companies benefit compared to other Association
greatly at renewal time with plans. After qualifying through
minimal rate increases around 5%. underwriting, these savings are
passed down to our plan members.
Learn How Member Companies Have
Saved Over $500,000 In Premiums
Since The Program Launched In
October 2016.