Page 168 - 2017 PARADE STYLE MAGAZINE-Spreads2
P. 168

A LOOK INSIDE THE GSABA

 Group Medical Program





 ENROLL NOW TO LOCK-IN RATES UNTIL OCTOBER 2018!




 What makes the Greater San   actuarial firm to scale each  OneDigital Health & Benefits
 Antonio Builders Association   potential member company up or   administers the plan and manages
 Group Medical Program so price   down on a premium grid. The   a significant amount of the
 competitive compared to other   program rates average a 15%-30%   administrative duties including:
 options in the market, and how   savings on healthcare premiums.  n Addition of new employees to
 does it work?          your plan(s)
 The Group Medical Program is   n Termination of employees off your
 The simple answer lies in its status as   administered under one contract   plan(s)
 a ‘bona fide’ Association program   with nine plan options: Six PPOs and   n Cobra administration for all of
 which provides numerous member   three HSAs. You can offer as many   your plans at no cost
 benefits.  of these plans as options to your   n Billing issues
 employees that you want and   n Claims adjudication
 The GSABA Group Medical  deem necessary.  n Compliance issues
 Program allows companies to  n And so much more
 be underwritten outside of the   In addition to the underwriting
 community rating and off the   advantages, the program is written   We price all carriers in the market
 exchange. This means that GSABA   as one large group and therefore   on a daily basis, bringing your
 rates are determined by claims   benefits from price advantages due   company the cost and quality
 experience reports or the health   to its size and favorable loss ratio.   assurance and overall savings,
 status of employees.  Participating companies benefit   compared to other Association
 greatly at renewal time with   plans.  After qualifying through
 These reports and health   minimal rate increases around 5%.  underwriting, these savings are
 statements are reviewed by an  passed down to our plan members.






 Learn How Member Companies Have
   Saved Over $500,000 In Premiums
     Since The Program Launched In

                October 2016.










 Richard Weinstein | 281.833.9328 | rweinstein@onedigital.com




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