Page 5 - USUI Benefit Book
P. 5

Usui 401(k) Plan


          SUMMARY PLAN DESCRIPTION OVERVIEW .................................................................................................................. 1
          I.     BASIC PLAN INFORMATION .................................................................................................................................. 2

          II.    PARTICIPATION ......................................................................................................................................................... 3
          III.   CONTRIBUTIONS ....................................................................................................................................................... 4

          IV.    INVESTMENTS ............................................................................................................................................................ 6
          V.     VESTING ....................................................................................................................................................................... 7

          VI.    IN SERVICE WITHDRAWALS AND LOANS ......................................................................................................... 8

          VII.   DISTRIBUTION OF BENEFITS ................................................................................................................................. 9
          VIII.   MISCELLANEOUS INFORMATION ...................................................................................................................... 11

          IX.    INTERNAL REVENUE CODE TESTS .................................................................................................................... 12

          X.     PARTICIPANT RIGHTS ........................................................................................................................................... 12
          XI.    SERVICES AND FEES ............................................................................................................................................... 14

          LOAN PROCEDURES FOR USUI 401(K) PLAN ................................................................................................................. 15
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