Page 5 - USUI Benefit Book
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Usui 401(k) Plan
SUMMARY PLAN DESCRIPTION OVERVIEW .................................................................................................................. 1
I. BASIC PLAN INFORMATION .................................................................................................................................. 2
II. PARTICIPATION ......................................................................................................................................................... 3
III. CONTRIBUTIONS ....................................................................................................................................................... 4
IV. INVESTMENTS ............................................................................................................................................................ 6
V. VESTING ....................................................................................................................................................................... 7
VI. IN SERVICE WITHDRAWALS AND LOANS ......................................................................................................... 8
VII. DISTRIBUTION OF BENEFITS ................................................................................................................................. 9
VIII. MISCELLANEOUS INFORMATION ...................................................................................................................... 11
IX. INTERNAL REVENUE CODE TESTS .................................................................................................................... 12
X. PARTICIPANT RIGHTS ........................................................................................................................................... 12
XI. SERVICES AND FEES ............................................................................................................................................... 14
LOAN PROCEDURES FOR USUI 401(K) PLAN ................................................................................................................. 15