Page 14 - Get approved the FIRST TIME
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Borrower Checklist
EMPLOYER
□ 2 most recent paystubs with YTD figure
□ 2 most recent years of filed Tax Returns with W-2’s or 1099’s
□ 2 most recent months of bank statements
Savings accounts:
*Should show your down-payment and closing costs
Checking accounts:
*Should reflect your paycheck deposits
*Should be free of negative balances and/or bounced checks or
overdraft fees
□ Valid state-issued picture ID
SELF-EMPLOYED
□ YTD Profit and Loss statement (CPA certified)
□ 12 months most current bank statements (Personal AND Business
accounts)
□ 2 most recent years of filed Tax Returns with W-2’s and 1099’s
□ Valid state-issued picture ID
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