Page 14 - Get approved the FIRST TIME
P. 14

Borrower Checklist

                              EMPLOYER
                              □ 2 most recent paystubs with YTD figure

                              □ 2 most recent years of filed Tax Returns with W-2’s or 1099’s

                              □ 2 most recent months of bank statements

                                     Savings accounts:

                                     *Should show your down-payment and closing costs

                                     Checking accounts:

                                     *Should reflect your paycheck deposits

                                     *Should be free of negative balances and/or bounced checks or

                                     overdraft fees

                              □ Valid state-issued picture ID



                              SELF-EMPLOYED

                              □ YTD Profit and Loss statement (CPA certified)

                              □ 12 months most current bank statements (Personal AND Business

                              accounts)

                              □ 2 most recent years of filed Tax Returns with W-2’s and 1099’s

                              □ Valid state-issued picture ID


















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