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Advertisement               the Post-9/11 version was
              THE                                  ®*                                                                                    passed in 2008 to provide
              FOREVER GI BILL  EXPANDS
                                                                                                                                         student veterans with 36
              EDUCATION BENEFITS
              FIGHT                                                                                                                      months of educational
              TO SERVICEMEMBERS
                                                                                                                                         benefits covering tuition,
                                                                                                                                         fees, books, and housing.
              AND VETERANS
              GOES ON                                                                                                                    The original GI Bill was
                                                                                                                                         signed into law in June
                                                                                                                                         1944 as the Servicemen’s
                                                                                                                                         Readjustment Act to assist
              Access to higher education through the GI Bill  is    in helping them navigate these changes and putting                   World War II veterans.
                                                        ®
              one of the great benefits of military service, but when   them on a path to achieve their educational goals,”              According to the U.S.
              those benefits change in any way, servicemembers and   said Keith Hauk, associate vice president of veterans               Department of Veterans
              veterans often need help navigating the changes.      initiatives and military support. “At UMUC, we serve                 Affairs, its adoption was so
              Despite the hope that WWI         she says. “Every time I hung
                                                                    where they serve. We share their values and their
              would be “the war to end all      up the phone I just wanted                                                               successful that, by 1947,
                                                                                                                                         student veterans made
              war,” confl icts continue to call   to disappear.”     commitment to service and excellence. That’s what                    up nearly half of all   PROUD TO SERVE THOSE
                                                                                        FOUNDATION FACTS
                                                                                                                                                                       Students concentrate on a lecture at Goose Bay, Labrador. Classes were first offered at
              men and women to serve their                          makes us such a great fit for servicemembers,                                                      Goose Bay in December 1951.
                                                                    veterans, and their families.”
              country. Unfortunately, many      Then, Kerby found the PenFed                                                             college admissions.
              of those warriors continue to     Foundation, an organization             $7.2 million to military                                          WHO SERVE OUR COUNTRY
                                                                    That specialized knowledge has made all the difference
              battle — with wounds, trauma      that strives to fi ll the gaps in        families for rent, utilities,                    The Forever GI Bill contains 34 new provisions, the    specialized support for military and veteran students
                                                                    to the university’s students, including U.S. Air Force
              and even meeting basic needs      fi nancial support of our nation’s       childcare and other expenses                     majority of which enhance or expand education benefits   doesn’t end there.
                                                                    veteran Monique Wardrick, who graduated with her
              — when they get home.             heroes. The Foundation helped                                                            for veterans, servicemembers, families, and survivors,
                                                pay for childcare, provided             More than 18,500 interes                         and with its passage, the nation has secured the long-  UMUC offers scholarships and a special military
                                                                    bachelor’s degree in communication studies in 2016.t-
           “  I don’t think                     fi nancial advice and helped             free loans to active duty                        term viability of the Post-9/11 GI Bill education benefits.   tuition rate to qualifying students, a Veterans
                                                                    “If not for the awesome advisors that I was blessed
                                                                                                                                                                                               Certification Office, and the Vessey Veterans Resource
                                                Kerby apply for other services.
                                                                                        service members
                                                                    to encounter at UMUC, I wouldn’t be here today,” said
              they realize                      The PenFed Foundation has                                                                The new law’s most significant expansions include     Center, named for the late General John W. Vessey
                  “At UMUC, we serve where they serve. We share
                                                                                                                                                                                               Jr., which provides student veterans and transitioning
                                                                    U.S. Air Force veteran Monique Wardrick. “It changed
                                                                                                                                         abolishing the current 15-year time limit for new
                   their values and their commitment to service
              that …they’re                     helped thousands of people              More than $6.5 million to help                   servicemembers and those discharged after January 1,   servicemembers with timely information essential to
                                                                    my life. It changed what I was able to do in my present
                   and excellence.”
                                                                                        military heroes realize the
                                                like Kerby. Through fi nancial
                                                                    career, and it’s changed the trajectory of what I’m
              saving a life.”                   assistance and fi nancial literacy,      dream of home ownership                          2013 to “use or lose” their hard-earned GI Bill education   making informed decisions as they strive to achieve
                   Keith Hauk
                                                                    going to be able to do.”
                   Associate Vice President     the PenFed Foundation forms a                                                            benefits, giving additional GI Bill resources in the form   their academic and career aspirations.
                   Veterans Initiatives and Military Support                            Over 115,000 nights of free                      of a scholarship to veterans using their benefits to
                                                bridge to a better life. PenFed
              Kerby Stracco, an Army                                                                                                     pursue STEM-related degrees, adjusting housing        In recognition of the university’s commitment to the
              veteran, knows that struggle.     Credit Union underwrites the            lodging for veterans and                         allowances by using calculations based on the location   military, Military Times ranked UMUC the top public
              Her husband, also an Army         majority of the Foundation’s            caregivers at our Defender’s                     where students attend the majority of their classes   university and second overall among online and non-
              That’s where University of Maryland University College
                                                                                                                                               PenFed Credit Union has been a part of the military community since 1935, helping members
              veteran, began suŒ ering severe   expenses, so the largest portion        Lodge                                                                                                  traditional schools for military personnel and
              comes in. The university got its start in 1947 and was
                                                                                                                                             achieve their fi nancial goals with low rates on loans, best-in-class service and innovative fi nancial
              migraines while serving in        possible of the donations                                                                instead of the school’s location, and expanding benefits   veterans for 2019.
              founded specifically to meet the education needs of
                                                                                                                                              products. Today, we have branches around the globe — from Washington DC to Puerto Rico to
              Kuwait. Medically evacuated       received are used directly in           A new program launched                           for both reservists and surviving dependents.
              servicemembers and veterans returning from World
                                                                                                                                             Okinawa — to meet your needs wherever you’re stationed. Together with the PenFed Foundation,
              and released, he requires         support of military families.           in 2018 to help veteran                          UMUC is committed to helping active-duty              To learn more about UMUC, visit umuc.edu.
              War II. Today, UMUC offers online undergraduate and
                                                                                                                                                     PenFed is honored to support the men and women of our nation’s Armed Forces.
              ongoing care. As caregiver        “I don’t think me saying, ‘Thank        entrepreneurs succeed                            servicemembers and veterans and their family
              graduate degrees and certificates and has dedicated
              to him and their young            you’ is enough,” Kerby says. “I                                                          members work through these changes to get the most
                                                                                                                                                                Discover a credit union that understands you. Join us.
                                                                    Monique Wardrick speaks to her advisor Rodwell Cole.
              military and veterans advisors on hand who have
              children, Kerby fought to         don’t think they realize that …                                                          from their education benefits and earn the degree or
              specialized knowledge in areas like education benefits.
              make ends meet.                   they’re saving a life.”  Unanimously passed by Congress and signed into                  certificate they need to secure their place in the
                                                                    law by President Donald Trump on Aug. 17, 2017, the
              “In these uncertain times that veterans face with
              Although she reached out,         To learn about and support the PenFed                                                    technology-driven 21st century workforce. And, its
              the large-scale changes associated with the Forever
              it was di’  cult fi nding an                           Harry W. Colmery Veterans Educational Assistance Act,
              organization that could help.      Foundation, visit PenFedFoundation.org                                                                                learn more at     PENFED.org
                                                                    more commonly known as the “Forever GI Bill,” marks
              GI Bill, our 70 years of experience in educating
              “I received so many ‘nos,’”       or call 703-838-1200.                                                                    *GI Bill is a registered trademark of the U.S. Department of Veterans Affairs. More information about education benefits offered by VA is available on the U.S. government GI Bill website
              military-affiliated students are especially important
                                                                    the most comprehensive change to the GI Bill since
                                                                                                                                         at www.benefits.va.gov/gibill.
                                                                                                                                                                             Federally insured by NCUA. ©2018 PenFed Credit Union
       18-MIL-182 Veterans Forever GI Bill Advertorial_R2-1.indd   All Pages                                                                                                                                                                   10/29/18   3:35 PM
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