Page 5 - Sample Life STD LTD Enrollment kit
P. 5
Now Available to
[Sample Company Employees]:
Life and AD&D insurance with affordable group rates
Provide for your loved ones.
The Lincoln Term And yourself.
Life and AD&D Life goes on, even after you’re gone. Now you can help ensure the life you
Insurance Plan: started — and the people you started it with — go on without you.
Here’s how this important coverage works.
• Provides a cash benefit to your
1. If you die, the loved ones you designate receive a cash benefit through
loved ones in the event of your
your term life insurance. You can secure [up to $000,000] in guaranteed
death coverage without providing evidence of insurability (documentation of your
health history, which can include a statement from a physician or a medical
• Provides an additional cash examination). Or, you can get [up to 0 times your annual salary ($000,000
maximum)] by providing evidence of insurability.
benefit to your loved ones if you
2. If your death is the result of a covered accident, your loved ones receive [an
die — or to you if you lose a limb additional cash benefit of the same amount] through your AD&D coverage.
or your eyesight — in a covered
3. If you are severely injured in a covered accident (losing a limb or your eyesight,
accident for example), you receive a cash benefit of [50% of your term life insurance
amount] through your AD&D coverage.
• Features group rates for Coverage is also available for your spouse[/domestic partner] and dependent
[Sample employees] children. A complete Summary of Benefits is included on the next few pages.
Here are some expenses to consider.
• Includes LifeKeys® services,
When deciding how much coverage you may need, keep in mind the types of
which provide access to
expenses your loved ones could face. For example:
counseling, financial, and legal
• Everyday expenses such as the rent/mortgage, groceries, utilities, and medical costs
support services • Debt such as a home loan, car loan, credit cards, and student loans
• Future expenses such as education, retirement, weddings, and travel
• Also includes TravelConnect
SM
Here’s how little you pay with group rates.
services, which give you
• A 39-year-old [employee] can get [$000,000] of life insurance and [$000,000]
and your family access to of AD&D insurance for just [$0.00 a month] without providing evidence of
emergency medical help when insurability.
you’re traveling • The [employee’s] spouse[/domestic partner] and dependent children can be
covered, as well, for just a little more each month.
See the Summary of Benefits for coverage amounts and [monthly] premiums.
[Complete and return
your Enrollment Form by
Month XX, 2017.]
No money is due at enrollment. Your premium simply comes out of your paycheck.
