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Now Available to
                                                           [Sample Company Employees]:

                                                        Dental insurance with affordable group rates




                                             Keep your smile strong

                                             and healthy.

      [Option 1]
                                             Your dental health is so important. Treating minor issues now can prevent
      The Lincoln                            them from becoming major issues later.

      DentalConnect  PPO                     Here’s how this important coverage works.
                          ®
      Plan:
                                             •  You can choose any dentist, but your out-of-pocket costs will likely be
                                               lower if you select a network provider. You can find one now by visiting
      •  Covers many [preventive, basic,
                                               LincolnFinancial.com and selecting Find a Dentist.
        and major] dental care services
                                             •  In-network preventive care services are covered at [100%], including oral
      •  [Also covers orthodontic              exams, [fluoride treatments, sealants,] and routine cleanings.

        treatment for children] [and         •   In-network basic [and major] services are covered at [80%] [and 50%,
        adults]                                respectively,] after [an annual] deductible of [$50 ($150 for families)].
                                               [Orthodontic treatment is covered at 50%.]
      •  Features group rates for                   A complete Summary of Benefits is included on the next few pages.

        [Sample employees][, available
        on a pre-tax basis]
                                             Here’s how little you pay with group rates.
      •  Lets you choose any dentist         As a [Sample employee], you can take advantage of this dental insurance
        you wish, though you can lower       plan for less than [0¢] a day. Plus, you can add loved ones to the plan for just

        your out-of-pocket costs by          a little more.
        selecting a network provider
                                               Coverage                                         [Monthly Premium]
      •  Does not make you and your            Employee only                                    [$0.00]

        loved ones wait six months             Employee & spouse[/domestic partner]             [$0.00]
        between routine cleanings              Employee & child/children                        [$0.00]
                                               Employee & family [(spouse/domestic partner and
      •  [Lets you roll unused benefits                                                         [$0.00]
                                               child/children)]
        from one year into the next]


      •  [Deducts the cost of preventive
        services from your annual plan
        maximum]


      [Complete and return
      your Enrollment Form by
      Month XX, 2017.]                        No money is due at enrollment. Your premium simply comes out of your paycheck.
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