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Now Available to
                                                     [Class Employees at Sample Company]:

                                                       Accident insurance with affordable group rates




                                             Protect yourself.

                                             And your loved ones.



      [Option 1]                             Accidents happen, no matter how careful we try to be. And while you
                                             can’t always prevent them, you can protect yourself and your loved ones.
      The Lincoln Accident                   Here’s how this important coverage works.
      Insurance [Choice Plan]:
                                             If you or a loved one is injured in a covered accident, you receive a cash benefit
                                             in addition to any other insurance you may have. For example, if one of you were
      •  Provides cash benefits if you       to suffer a broken leg, you could receive:
        or a covered family member is             • [$150] for an ambulance

        accidentally injured [while off           • [$150] for a trip to the ER
                                                  • [$100] for a major diagnostic exam
        the job]                                  • [$1,000] for a surgical fracture
                                                  • [$1,000] for hospital admission
      •  Features group rates for                 • [$600] for a hospital stay ([$200] per day)

        [Sample employees]                        • [$25] for crutches
                                                  • [$300] for follow-up doctor and physical therapy visits ([$50] per visit)
      •  Includes valuable support                Total: [$3,325] for a single accident!
        services, which give you             As you can see, your cash benefits really add up. And you can use the money to
                                             help cover your medical costs or however you like.
        and your family confidential
                                                    A complete Summary of Benefits is included on the next few pages.
        access to counselors as well as
        personal, legal, and financial       Here’s how little you pay with group rates.

        assistance                           As a [Sample employee], you can take advantage of this accident insurance plan for
                                             less than [0¢] a day. Plus, you can add loved ones to the plan for just a little more.

      •  Also includes travel assistance                                             [Monthly  [Biweekly    [Weekly
                                               Coverage                              Premium]    Premium]   Premium]
        services, which give you
                                               Employee only                           [$0.00]    [$0.00]    [$0.00]
        and your family access to
                                               Employee & spouse[/domestic partner]    [$0.00]    [$0.00]    [$0.00]
        emergency medical assistance           Employee & child/children               [$0.00]    [$0.00]    [$0.00]

        and other services when you’re         Employee & family [(spouse/domestic     [$0.00]    [$0.00]    [$0.00]

        traveling                              partner and child/children)]
                                                         [Plan benefit options are available for an additional cost.
                                                               See the Summary of Benefits for details.]
      [Complete and return                         Note: This coverage is guaranteed for as long as you continue to pay your premium,
                                                    and will not change due to your age. The premium for employee & child/children
      your Enrollment Form by                                 and employee & family coverage includes all children.
      Month XX, 2017.]                        No money is due at enrollment. Your premium simply comes out of your paycheck.
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