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                          RKANSAS


                         COMMUNITY BANKER




                                         Spring 2023                                            Inside




                                                       Specialty Interests                       ARKANSAS COMMUNITY
                                                                                                 BANKERS ASSOCIATION
         3 43 Years strong and                                                               3801 Woodland Heights Road, Suite 125-G
             counting                                                                      Little Rock, Arkansas  72212
                                                                                           www.arcommunitybankers.com
                                                                                           info@arcommunitybankers.com
          BY CHRIS PADGETT
                                                    16     BASIS POINTS                    501-246-4975

                                                                    The five percenters         OFFICERS AND DIRECTORS

      7 5 steps to drive                                               BY JIM REBER        Gary Head
            successful conversions                                                         President
                                                                                           Signature Bank, Fayetteville

            BY MEGAN LEE                                                                   John Beller
                                                    26    FLOURISH                         Vice President
                                                                    “….. We will differentiate    Bank of Cave City, Cave City

                                                                    community banks in the hearts and   Kyle Baltz
                                                                                           Treasurer
                                                                    minds of Americans”    RiverBank, Pocahontas
         10 AutoGPT will change                                                              Ed Wilkinson
                                                                   BY REBECA ROMERO-RAINEY   Secretary
                your bank                                                                  Farmers Bank, Greenwood

                                                                                           Gary Oltmann
              BY CHRIS NICHOLS                                                             Immediate Past President
                                                    29     FROM THE BOARD ROOM             Southern Bancorp Bank, Stuttgart

                                                                   Are fintechs competitors or    Jim Gowen, Jr.
                                                                                           Past President
                                                                     compatible?              & ICBA Federal Delegate
     19 Setting a course for                                                               Merchants & Planters Bank, Newport
                                                                      BY PHILIP SMITH & CHARLES PLUNKETT
                the new Congress                                                           Chris Padgett
                                                                                           Executive Director
                                                                                           Arkansas Community Bankers, Little Rock
                                                     36     AD INDEX OF PREFERRED          Casey Cullipher
           BY AARON STETTER
                                                                                             RiverWind Bank, Searcy
                                                            SOLUTIONS PROVIDERS &          Byron Earnheart
                                                            ASSOCIATE MEMBERS              Barret School of Banking, Memphis, TN

                                                                                           Craig Manatt
     22 What AI Says….                                                                     Peoples Bank, Sheridan

                                                                                           Kim Markland
                 The strength and                                                          Bank of Little Rock, Little Rock

                 stability of community                                                    Marty Sellars
                                                                                           FNBC Bank, Ash Flat
                 banks

                                                                                                     ACB STAFF AND
           BY ChatGPT                                                                            PROFESSIONAL SUPPORT

                                                                                           Chris Padgett
                                                                                           Executive Director

                                                                                           Tim Grooms
                                                                                           General Counsel
     31 Bank Term Funding
                                                                                           Quattlebaum, Grooms & Tull
               Program Provides                                                            Bank Regulation

               Liquidity                                                                   FORV/S
                                                                                           Regulatory Compliance

           BY  CHARLES WHITE                                                               Ellis, Tucker & Aldridge, LLP
                                                                                           Tax & Accounting
    With the exception of official announcements, the Arkansas Community Bankers Association Board of Directors, Officers and staff disclaim any responsibility for
    opinions expressed and statements made in articles published in the Arkansas Community Banker.  The Arkansas Community Banker welcomes comments from readers.
    All material submitted electronically or by mail, accompanied by addressed postage paid return envelope, will be considered for publication.  The editor of the  Arkansas
    Community Banker reserves the right to refuse any article or advertisement submitted.  No part of this publication may be reproduced without express written
    permission.  © 1990 - 2023 by the Arkansas Community Bankers Association.  All rights reserved.
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