Page 3 - A Canuck's Guide to Financial Literacy 2020
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Registered Retirement Savings Plan ............................................................................... 72
Registered Retirement Income Fund ............................................................................... 78
Tax Free Savings Account .............................................................................................. 84
Spousal Registered Savings Plan ................................................................................... 88
Life Income Fund ............................................................................................................ 91
Locked-In Retirement Account ........................................................................................ 98
Deferred Profit-Sharing Plan ......................................................................................... 103
Retirement Compensation Arrangement ....................................................................... 106
Individual Pension Plan ................................................................................................. 108
Retirement Planning ....................................................................................................... 112
Canada Pension Plan .................................................................................................... 113
Old Age Security Pension ............................................................................................. 123
Guaranteed Income Supplement ................................................................................... 128
Allowance for the Survivor ............................................................................................. 131
Defined Benefit Plans .................................................................................................... 133
Defined Contribution Plans ............................................................................................ 139
Asset Management ......................................................................................................... 142
Strategic Asset Allocation .............................................................................................. 143
Modern Portfolio Theory ................................................................................................ 145
Capital Asset Pricing Model .......................................................................................... 149
Efficient Market Hypothesis ........................................................................................... 152
Behavioral Finance........................................................................................................ 155
Estate Planning ............................................................................................................... 159
Wills .............................................................................................................................. 160
Trusts ............................................................................................................................ 163
Power of Attorney .......................................................................................................... 165
Estate Freeze ................................................................................................................ 167
Probate ......................................................................................................................... 169
Deemed Disposition ...................................................................................................... 172
US Estate Tax ............................................................................................................... 175
Investment Products ...................................................................................................... 177
Equities ......................................................................................................................... 178
Dividends ...................................................................................................................... 182
