Page 55 - A Canuck's Guide to Financial Literacy 2020

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Critical Illness Coverage

Coverage of critical illness can either be basic coverage or comprehensive coverage.

Basic Coverage
Basic critical illness insurance covers four illnesses such as:

• Heart Attack
• Stroke
• Coronary Bypass
• Cancer

Comprehensive Coverage

Comprehensive critical illness insurance is broader and covers various types of health
problems. Below is an example of illnesses covered by comprehensive coverage.

• ALS (Lou Gehrig's Disease)
• Alzheimer's Disease
• Acquired Brain Injury
• Benign brain tumours
• Bacterial meningitis
• Blindness
• Cancer
• Coma
• Deafness
• Dementia
• Kidney failure
• Loss of limbs
• Loss of speech
• Major organ transplant
• Major organ failure on waiting list
• Motor neuron disease
• Multiple sclerosis
• Occupational HIV infection
• Paralysis
• Parkinson's disease
• Severe burns
• Stroke