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                                                                                         2/ 1 (MRHCD .TS


 3GD 2/ 1 !KTDOQHMS   8QGHUVWDQGLQJ <RXU 6WRUH 'HVLJQ




              &NNC CDRHFM HR SGD ENTMC@SHNM NM VGHBG ETMBSHNM@KHSX HR ATHKS


             6GDM BGNNRHMF @ CDRHFM RSQ@SDFX ENQ XNTQ RSNQD HS HR HLONQS@MS SN QDBNFMHRD SGD SGQDD ODQRODBSHUDR VGHBG HMkTDMBD SGD
             CDRHFM

             7KH #DRHFMDQfR SHUVSHFWLYH  : DRSGDSHBR<


             3GHR HR DRRDMSH@KKX SGD CDRHFMDQRe UHRHNM  3GD UHRHNM SGDX G@UD HM SGDHQ GD@C  NE SGD CDRHFM SGDX ADKHDUD VHKK FDS SGDL ED@STQDC
             HM @M HMSDQM@SHNM@K CDRHFM L@F@YHMD    R BQD@SHUD ODNOKD  SGDX G@UD @ CDRHQD SN BQD@SD RNLDSGHMF VGHBG VHKK @OOD@K SN
             NSGDQR VGN RG@QD RHLHK@Q @QSHRSHB S@RSDR


             'NVDUDQ  SN BQD@SD @M @QSHRSHB L@RSDQOHDBD VGHBG HR L@FMHjBDMS SN ADGNKC AX SGNRD VGN TMCDQRS@MC HS  RNLDSHLDR  NQ   BG@OSDQ   [ HMSDQHNQ
             Q@SGDQ LNRS SHLDR  LHRRDR SGD KNFHB @MC OQ@BSHB@KHSX VGHBG L@JDR HS @OOD@KHMF SN SGNRD VGN MDDC SN TRD HS   3GDQD @QD NESDM
             MDV SQDMC HCD@R @MC CDRHFM CDS@HKR VGHBG SGDX RDD ED@STQDC HM U@QHNTR CDRHFM @QSHBKDR NQ &NNFKD HL@FDR  @MC NESDM SGDRD
                                                                                                                     2SNQD #DRHFM
             CDS@HKR @QD @SSQ@BSHUD SN SGD DXD ATS @QD UNHC NE @MX ETMBSHNM@KHSX

             2/ 1 CDRHFMDQR TMCDQRS@MC SG@S SGDHQ HMBKHM@SHNM SN NUDQVGDKL SGDHQ ODDQR VHSG Q@CHB@K CDRHFMR LTRS RNLDSHLDR FHUD V@X
             SN OQ@BSHB@KHSX  ATCFDS @MC ETMBSHNM@KHSX   2/ 1 CDRHFMDQR @KRN TMCDQRS@MC SG@S @LNMFRS SGD HMCHUHCT@KHSX NE D@BG RSNQD
             MDDCR SN KHD @ BNLLNM@KHSX VHSG SGD 2/ 1 AQ@MC HSRDKE  @R HS HR SGHR KHMJ SN SGD AQ@MC VGHBG HR DRRDMSH@K SN SGD SQTRS NE SGD
             BTRSNLDQ



             7KH 2/ 1 1DS@HKDQfR SHUVSHFWLYH  :OQNkS@AHKHSX<

             3GHR HR XNTQ UHRHNM NE XNTQ RSNQD  HS HR SGD ODQRODBSHUD NE CDRHQ@AKD NTSBNLDR   $WOK@HMHMF XNTQ UHRHNM SN SGD CDRHFMDQ  @MC
             DMRTQHMF SG@S SGD jM@K NTSBNLD HR OQNODQKX TMCDQRSNNC DMRTQDR SG@S @QSHRSQX LDDSR ETMBSHNM@KHSX   3GD ENTMC@SHNM ENQ @
             FNNC CDRHFM KHDR HM BQD@SHMF @M @SSQ@BSHUD RNKTSHNM SN @ OQ@BSHB@K HRRTD

             8NTQ UHRHNM RGNTKC NEEDQ @M @DRSGDSHB CHQDBSHNM ENQ SGD CDRHFMDQ SN OTQRTD  GNVDUDQ LNQD HLONQS@MSKX HS RGNTKC HCDMSHEX XNTQ
             RSNQD RSQDMFSGR @MC VGDQD XNT VNTKC KHJD SN L@WHLHRD SGD @OOD@K SN XNTQ BTRSNLDQ  (E XNT G@UD @ O@QSHBTK@QKX FNNC
             ATSBGDQX CDO@QSLDMS  HS VNTKC L@JD RDMRD SN GHFGKHFGS SGHR CDO@QSLDMS HM XNTQ CDRHFM  RHLHK@QKX HE XNT VHRG SN HLOQNUD SGD
             @OOD@K @MC NEEDQHMF NE @MNSGDQ CDO@QSLDMS  SGDM QD HMUDMSHMF HS VHSG @M @OOD@KHMF CDRHFM BNTKC CN VNMCDQR  @R KNMF @R
             SGD OQNCTBS NM NEEDQ L@SBGDR NQ DWBDDCR SGD HLOQDRRHNM BQD@SDC AX SGD CDRHFM

             7KH 2/ 1 "TRSNLDQfR SHUVSHFWLYH  :ETMBSHNM@KHSX<

             3GD LNRS HLONQS@MS O@QS NE VG@S L@JDR @ RSNQD HR HSR BTRSNLDQR  @ESDQ @KK @ RSNQD VHSGNTS BTRSNLDQ HR LDQDKX @ RSNQD QNNL
             %NQ SGHR QD@RNM SGHR HR ONRRHAKX SGD LNRS UHS@K NE SGD SGQDD ODQRODBSHUDR  SGHR HR SGD ODQRODBSHUD NE SGNRD VGN VHKK TKSHL@SDKX
             CDBHCD VGDSGDQ NQ MNS XNTQ CDRHFM VNQJR   3GHR HR @KRN NMD NE SGD LNRS CHEjBTKS ODQRODBSHUDR SN B@OSTQD  @R HS CD@KR VHSG SGD
             BNLOKDWHSX @MC TMOQDCHBS@AHKHSX NE SGD GTL@M ADHMF  !QHFGS BNKNTQR @MC ETMJX FQ@OGHBR L@X GNKC @OOD@K SN RNLD  ATS
             NSGDQR L@X jMC HS SNN ATRX @MC HQQHS@SHMF   8NT VHKK MDUDQ OKD@RD DUDQXNMD  ATS HS HR UHS@K MNS SN AD CHROKD@RHMF SN @MXNMD

               FNNC CDRHFM RGNTKC @HL SN G@UD @OOD@K SN SGD L@INQHSX NE BTRSNLDQR @MC  @S VNQRS  B@TRD MDTSQ@K DLNSHNMR HM SGNRD
             VGN E@HK SN RDD SGD @OOD@K  8NT V@MS XNTQ VNQRS BQHSHBHRL SN AD NMD VGDQD SGD BTRSNLDQ G@R MN MDF@SHUD BNLLDMSR NM SGD
             CDRHFM  CN MNS ODQBDHUD @ QDRONMRD NE f( G@CMeS QD@KKX MNSHBDC HSt @R @ MDF@SHUD  SGHR BNTKC HM L@MX B@RDR LD@M SG@S XNT
             G@UD L@HMS@HMDC SGD BTRSNLDQR ENBTR NM SGD OQNCTBS Q@SGDQ SG@M SGD CDRHFM   (M LNRS B@RDR SGHR HR @BST@KKX SGD FN@K NE SGD
             CDRHFM  SN BQD@SD @ QDK@WDC  BNLENQS@AKD @MC @OOD@KHMF DMUHQNMLDMS VGHBG DMG@MBDR SGD @OOD@K NE SGD OQNCTBS ENQ XNTQ
             BTRSNLDQ   e(E @ CDRHFM HR RTBBDRRETK HM FQNVHMF R@KDR  HS HR @ FQD@S CDRHFMe




             3QTKX FQD@S CDRHFM  SGDM  HR VGDM SGDRD SGQDD ODQRODBSHUDR @QD

             BNMRHCDQDC @MC HLOKDLDMSDC DPT@KKX  SN BQD@SD @ kM@K RSNQD
             SG@S HR AD@TSHETK  DEEDBSHUD @MC ETMBSHNM@K




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