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,@QJDSHMF                                                                                                               .M SGD &N
       ,@QJDSHMF








       (MMNU@SHNMR
       (MMNU@SHNMR




























                               3GD RTODQL@QJDS HMCTRSQX RNTMCR KHJD @ MN AQ@HMDQ NM O@ODQ  6G@S BNTKC AD RHLOKDQ
                               /TS RGDKUDR @MC EQHCFDR HMSN @ QDS@HK RO@BD  RSNBJ SGD RGDKUDR  @MC V@SBG SGD LNMDX
                               BNLD HM   !TS VD @KK JMNV SG@S SGHR HR MNS SGD B@RD  HS LHFGS VNQJ ENQ @ E@QL RSNQD VHSG
                               MN  BNLODSHSHNM  ENQ  GTMCQDCR  NE  JHKNLDSQDR   ATS  ENQ  2/ 1  RSNQDR  VGDQD  XNTQ
                               BNLODSHSNQR @QD @ RSNMDeR SGQNV @V@X  QDS@HKHMF MDDCR SN AD @ RBHDMBD SN DMRTQD SG@S
                               XNT FDS XNTQ E@HQ RG@QD NE SGD BTRSNLDQ OHD

                               3GHR HR VGDQD SGD 2/ 1 " 3, - #DO@QSLDMS @CCR SQTD U@KTD SN XNTQ 2/ 1 RSNQD
                               " 3, - CQ@VR HSR M@LD EQNL SGD SDQL eB@SDFNQX L@M@FDLDMSe  @MC HR SGD OQ@BSHBD
                               NE  QDRD@QBGHMF  OQNCTBS   @MC  OQNCTBS  B@SDFNQX  R@KDR   @MC  SGDM  @OOKXHMF  SG@S
                               JMNVKDCFD SN SGD OQNCTBSR ADHMF RNKC HM NTQ RSNQDR
                               3GHR QDRD@QBG KDSR SGD 2/ 1 " 3, - SD@L CDSDQLHMD MNS NMKX VGHBG OQNCTBSR
                               RGNTKC AD RNKC HM @ RSNQD  ATS @KRN VGDQD HM SGD RSNQD SGDX RGNTKC AD OK@BDC HM NQCDQ SN
                               F@HM SGD LNRS DEEDBSHUD R@KDR  3GHR OQ@BSHBD OK@BDR eJMNVM U@KTD HSDLRe *5(eR HM
                               CNLHM@MS ONRHSHNMR NE XNTQ RGDKUDR  VGHKD RTOONQSHMF NSGDQ OQNCTBSR AX OK@BHMF SGDL
                               MDWS SN NQ MD@QDRS SGD *5( VGHBG ADRS L@SBGDR SGD OQNCTBS NQ OQNCTBS B@SDFNQX SGDX
                               ADKNMF SN

                               (S HR BNLLNM SN jMC SG@S @R LTBG @R     NE R@KDR BNLD EQNL @R KHSSKD @R     NE @
                               RSNQDR OQNCTBS KHMDR   3GHR LD@MR SG@S SGDQD HR @ KNS NE RO@BD CDCHB@SDC SN OQNCTBSR
                               VGHBG @CC UDQX KHSSKD U@KTD SN XNTQ RSNQDR STQMNUDQ  GNVDUDQ SGHR CNDR MNS @KV@XR
                               HMCHB@SD SG@S SGD RKNV LNUHMF OQNCTBS KHMDR RGNTKC AD QDLNUDC EQNL XNTQ RGDKUDR SN
                               L@JD RO@BD ENQ SGD LNQD ONOTK@Q KHMDR   3QTD  SGDQD @QD OQNCTBSR VGHBG jMC SGDHQ V@X
                               NMSN XNTQ RGDKUDR  MDUDQ SN AD S@JDM NEE @F@HM  @MC SGDRD OQNCTBSR CDjMHSDKX CN MNS
                               D@QM SGDHQ QHFGS SN NBBTOX RGDKE RO@BD  ATS SGDQD @QD @KRN OQNCTBSR VGHBG L@X AD RKNV
                               LNUDQR  ATS @BS @R CQ@VB@QCR ENQ SGD BTRSNLDQR SN BNLD SN SGD RSNQD    3GDX @QD
                               OQNCTBSR VGHBG @QD RDKCNL TRDC HM @ GNTRDGNKC  ATS @QD MNMDSGDKDRR DRRDMSH@K
                               /QNCTBSR RTBG @R RGND ONKHRG  DKDBSQHB@K OKTFR  AQNNLR  @MC L@MX LNQD RHLHK@Q
                               OQNCTBSR NESDM HMkTDMBD HMCHUHCT@K BTRSNLDQRe CDBHRHNMR NM VGDQD SN RGNO DUDM HE
                               SGDX CN MNS ENQL O@QS NE SGD BTRSNLDQeR C@HKX A@RJDS QDPTHQDLDMSR

                               (S HR SGDQDENQD DRRDMSH@K SG@S XNTQ RSNQD B@QQHDR BNLOQDGDMRHUD Q@MFD HM NQCDQ SN NEEDQ
                               XNTQ BTRSNLDQR @ BNLOKDSD RGNOOHMF DWODQHDMBD  @MC HS HR SGD S@RJ NE SGD " 3, -
                               SD@L SN CDSDQLHMD VG@S SGD BNLAHM@SHNM  @MC OK@BDLDMS NE SGDRD OQNCTBSR RGNTKC
                               AD  @BBNQCHMF SN SGD L@QJDS XNTQ RSNQD RDQUDR


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