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RKANSAS
COMMUNITY BANKER
Summer 2024
ARKANSAS COMMUNITY
BANKERS ASSOCIATION
Features Specialty Interests 3801 Woodland Heights Road, Suite 125-G
Little Rock, Arkansas 72212
www.arcommunitybankers.com
info@arcommunitybankers.com
501-246-4975
OFFICERS AND DIRECTORS
4 Look around, and look 18 BASIS POINTS John Beller
ahead
President, Bank of Cave City, Cave City
The Meek...
Inherit a prominent place in bond Kyle Baltz
Vice President, RiverBank, Pocahontas
BY JOHN BELLER por olios.
Ed Wilkinson
BY JIM REBER Treasurer, Farmers Bank, Greenwood
Marty Sellars
5 Top Ten Trends FLOURISH Secretary, FNBC Bank, Ash Flat
Impacting Bank
Chris Padgett
Technology - Part 2 28 Showing pride in independence Executive Director
Arkansas Community Bankers, Little Rock
“We need to hold on to our Gary Head
BY JIMMY SAWYERS Immediate Past President
independence at all costs….” Signature Bank, Fayetteville
BY REBECA ROMERO RAINEY Rebekah Biernacki
First Financial Bank, El Dorado
10 What Is A Perfected Casey Cullipher
Lien
RiverWind Bank, Searcy
31 FROM THE BOARD ROOM Byron Earnheart
Barret School of Banking, Memphis, TN
BY BRENT MELTON Is you institution still relevant?
Jim Gowen, Jr.
BY PHILIP SMITH & CHARLES PLUNKETT ICBA Federal Delegate
Merchants & Planters Bank, Newport
14 Banking Through the Craig Manatt
Peoples Bank, Sheridan
Eyes of a Young
Professional Kim Markland
Bank of Little Rock, Little Rock
37 AD INDEX OF PREFERRED Landi Mkhize
BY ELISE GASPERECZ ; ET AL SOLUTIONS PROVIDERS & Chambers Bank, Danville
ASSOCATE MEMBERS Gary Oltmann
Southern Bancorp Bank, Stuttgart
22 Here’s The Math Michelle Reesor
First Community Bank, Batesville
Behind the High-Yield
David Scruggs
Account Today’s Bank, Fayetteville
ACB STAFF AND
PROFESSIONAL SUPPORT
BY CHRIS NICHOLS
Chris Padgett
Executive Director
Tim Grooms
General Counsel
Quattlebaum, Grooms & Tull
Bank Regulation
FORV/S
One Vision, One Mission. Community Banks. Regulatory Compliance
Ellis, Tucker & Aldridge, LLP
Tax & Accounting
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