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RKANSAS
COMMUNITY BANKER
Spring 2024
ARKANSAS COMMUNITY
BANKERS ASSOCIATION
Specialty Interests 3801 Woodland Heights Road, Suite 125-G
4 The Power of Unity Little Rock, Arkansas 72212
www.arcommunitybankers.com
and Membership in
501-246-4975
Our Industry info@arcommunitybankers.com
OFFICERS AND DIRECTORS
BY CHRIS PADGETT 18 BASIS POINTS John Beller
PLAY BALL! President, Bank of Cave City, Cave City
National pastime gives us some Kyle Baltz
Vice President, RiverBank, Pocahontas
5 Top Ten Trends portfolio management guidance Ed Wilkinson
Impacting Bank
BY JIM REBER
Treasurer, Farmers Bank, Greenwood
Technology - Part 1 Marty Sellars
Secretary, FNBC Bank, Ash Flat
BY JIMMY SAWYERS Chris Padgett
25 FLOURISH Executive Director
Arkansas Community Bankers, Little Rock
A new tool for your team’s career
11 Blindspot development Gary Head
Immediate Past President
BY REBECA ROMERO RAINEY Signature Bank, Fayetteville
Rebekah Biernacki
BY BYRON EARNHEART First Financial Bank, El Dorado
Casey Cullipher
RiverWind Bank, Searcy
FROM THE BOARD ROOM
Byron Earnheart
14 Are You Ready to 28 Dealing with Difficult Stock Issues Barret School of Banking, Memphis, TN
Onboard the Next
Jim Gowen, Jr.
BY PHILIP SMITH & CHARLES PLUNKETT ICBA Federal Delegate
Generation? Merchants & Planters Bank, Newport
BY DAVID PETERSON Craig Manatt
Peoples Bank, Sheridan
Kim Markland
Bank of Little Rock, Little Rock
Landi Mkhize
22 How Federal Debt 37 AD INDEX OF PREFERRED Chambers Bank, Danville
May Impact
SOLUTIONS PROVIDERS &
Southern Bancorp Bank, Stuttgart
Banking ASSOCATE MEMBERS Gary Oltmann
Michelle Reesor
BY CHRIS NICHOLS
First Community Bank, Batesville
David Scruggs
Today’s Bank, Fayetteville
33 How Managed IT PROFESSIONAL SUPPORT
ACB STAFF AND
Services Simplify
Compliance for Chris Padgett
Executive Director
Banks Tim Grooms
General Counsel
BY THOMAS DOUGLAS
Quattlebaum, Grooms & Tull
Bank Regulation
One Vision, One Mission. Community Banks. FORV/S
Regulatory Compliance
Ellis, Tucker & Aldridge, LLP
Tax & Accounting
With the exception of official announcements, the Arkansas Community Bankers Association Board of Directors, Officers and staff disclaim any responsibility for
opinions expressed and statements made in articles published in the Arkansas Community Banker. The Arkansas Community Banker welcomes comments from readers.
All material submitted electronically or by mail, accompanied by addressed postage paid return envelope, will be considered for publication. The editor of the Arkansas
Community Banker reserves the right to refuse any article or advertisement submitted. No part of this publication may be reproduced without express written
permission. © 1990 - 2024 by the Arkansas Community Bankers Association. All rights reserved.
