Page 11 - ITDR Benefits & Resources guide 2019

MEDICAL PLAN
Your 2019 Medicare Advantage Plan Options:
The Medicare Advantage Enhanced Plan offers:
• the same great Medicare Advantage (PPO) plan benefits as last year • no deductible
• a reduced out-of-pocket maximum of $2,500 (previously $5,000)
NOTE: All 2018 ITDR Medicare Advantage Plan members will automatically remain in this plan for 2019, unless you make an alternate election.
The NEW Medicare Advantage Standard Plan offers:
• the same covered services as the Enhanced plan, but with different copays and
coinsurance
• a $750 deductible
• a $2,500 out-of-pocket maximum
Both the Standard and Enhanced plans provide you the option of using in-network and out-of- network doctors that accept Medicare. No referrals are required. The Anthem Medicare Advantage Plan has a network, as is required by Medicare, however, the plan allows members to use both in- network and out-of-network providers, and the copays and coinsurance percentages are the same. Network providers are contracted with Anthem and go through a rigorous credentialing process to help ensure the best possible outcomes for patients.
Please see the following pages for a detailed comparison of each Medical Plan Option.
Help may be available. Please see page 35 for more information.
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Limited financial resources?
Medical Plan