Page 9 - ITDR Benefits & Resources guide 2019

MEDICAL PLAN
THE INSURANCE TRUST FOR DELTA RETIREES
MEDICAL PLAN OVERVIEW
Each plan is summarized below, and the following pages provide a detailed side-by-side comparison of all three plans.
Medicare Supplement-Type Plan
Same great benefits provided in the past, but now offered by Anthem in 2019.
This plan works as a supplement to your existing Medicare Part A (hospital) and B (doctor and outpatient care) coverage, to give you the extra healthcare coverage you need.
It is designed to pay for some or all of the expenses that Medicare does not cover.
• No networks or referrals needed - just select a doctor, hospital, or provider that accepts Medicare.
• Low $1,500 annual out-of-pocket maximum.
• No Complex Paperwork – Eligible Part A and Part B benefits are paid by Medicare. Then, Medicare submits any remaining charges directly to Anthem. No claims for you to file.
• Foreign travel urgent and emergency care coverage
• NEW BENEFIT FOR 2019: LiveHealth Online - doctors anytime, anywhere, with no out-of-pocket cost.
All 2018 Supplement Plan Members’ benefits will remain the same for 2019, with insurance provided by Anthem BCBS, unless you choose to make a different plan election. No enrollment action is required.
Additional Benefits for Medicare Supplement-Type AND Medicare Advantage Plan Members
Doctors anytime, anywhere with LiveHealth Online
24/7 NurseLine
SilverSneakers® Fitness Membership
SpecialOffers Discount Programs
Travel Assistance
Member Assistance Program including Legal and Financial Consultation, Funeral Concierge Support, Identity Theft and Credit Monitoring
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Medical Plan