Page 2 - ITDR Benefits & Resources guide 2019

A MESSAGE FROM YOUR TRUST BOARD
WELCOME TO THE TRUST
There’s a good reason 25,000 of your fellow Delta retirees, pensioners, spouses, and survivors selected insurance coverage from the Insurance Trust for Delta Retirees. It’s because we’ve assembled a wide range of options to meet the needs of our diverse Delta retiree community.
Exclusive Options Just For You
The non-profit Insurance Trust for Delta Retirees, or “the Trust” for short, was created to ensure Delta Air Lines retirees, pensioners, spouses, and survivors maintain access to high quality health coverage after we turn 65. With this in mind, we assembled group health plans and ancillary insurance products to make retirement as healthy and carefree as possible.
Whether you’re approaching age 65 and looking forward to accessing Medicare benefits for the first time...you’re already retired and considering the Trust’s insurance programs...or you currently have coverage through the Trust, take the time to read this booklet, and learn about our exclusive options just for you.
Enjoy The Privileges You’ve Earned
The Trust offers a number of group insurance programs – affordably priced – and designed for the unique circumstances of our nationwide family of Delta retirees. Our plans include:
• A choice of doctors and hospitals with no network limitations
• Fixed rates that don’t increase based on age or location
• Prescription drug coverage included with your plan
• Low out-of-pocket annual limits
• Extra benefits like “Silver Sneakers” fitness programs
• Options to purchase dental and vision coverage
Personalized Help Is A Phone Call Away
Whether you’re transitioning to Medicare for the first time, or comparing plan options during the Medicare Annual Enrollment Period, we understand the process can be overwhelming. That’s why the Trust offers you one-on-one help through our trusted partner, Health AdvocateTM.
“I personally appreciate you and Health Advocate. Trying to face these issues alone in retirement is not easy. Thank you very much for patience.”
“I feel this is an invaluable tool provided for us...I encourage other members to use the service BEFORE other options, be properly informed.”
“It is an understatement to say
I am extremely impressed with Health Advocate services. The representative I worked with was knowledgeable with excellent customer service skills.”
1-877-325-7265, Option 2.
Your Personal Health AdvocateTM is available 24/7.
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