Page 4 - ITDR Benefits & Resources guide 2019

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What’s Inside?
A Message from Your Trust Board
Welcome to the Trust Plan ........................................2
Trust Plan Enrollment
Who is Eligible to Enroll in 2019? .............................. 5 When To Enroll..........................................................5 How To Enroll ............................................................6 If I Enroll and Drop Coverage....................................6 “My Account” .............................................................7
Medical Plan
Trust Medical Plan Overview.....................................8 Anthem Medicare Supplement-Type Plan ................. 9 Anthem Medicare Advantage PPO Plans................10 Medical Plan Comparison ....................................... 12
Prescription Drug Plan
Your Trust Prescription Drug Benefits .....................22 ITDR Low Cost Generics Program..........................22 Prescription Drug Plan Benefit Overview ................23 Important Plan Information......................................25
Additional Benefits Provided to Medical Plan Members
Your Personal Health AdvocateTM .........................27 SilverSneakers® ....................................................... 28 Hearing Aid Programs.............................................29
Vision Plan
Vision Plan Coverage..............................................30
Dental Plans
Dental Plan Options.................................................32 Dental Plan Comparison .........................................33
2019 Trust Plan Premiums
Medical and Prescription Drug Premiums ...............34 Dental Plan Premiums.............................................34 Vision Plan Premiums .............................................34 Help with Prescription and Medical Plan Costs.......35
Frequently Asked Questions
Q&A.........................................................................36
Other Services for Trust Plan Members
MetLife Voluntary Retiree Life Insurance ................38 MetLife Auto & Home Insurance..............................38
Where to Get Help
The Trust’s Website.................................................39 ITDR Retiree Service Center (Mercer) ....................40 Email Address Updates ........................................... 41 Insurance Company Contacts ................................. 42