Page 19 - Playmakers 2020 Renewal Benefits Booklet
P. 19
What you don’t know can hurt you!
Understanding the recent changes to Michigan’s
Auto No-Fault Reform
Effective: July 1, 2020
• You now have options for Personal Injury Protection (PIP)
on your auto insurance policy:
- $0: only if enrolled in Medicare Parts A & B
- $250,000: requires “Qualified Health Coverage” Opt-Out
- $500,000
- Unlimited
• PIP covers many things your medical plan excludes
• Important to consult with your auto insurance agent
• Liability will increase due to uninsured or under-insured
motorists.
- Consider adding “umbrella” coverage – this personal
liability insurance covers claims in excess of regular
coverage
• Our Recommendation:
- Maintain Unlimited PIP coverage
- Add “Umbrella” protection
- In some situations, auto insurance premiums still will
decrease with this recommendation
