Page 122 - Policy Wording - Hollard Business Binder (2020-08-26)

Motor
PRIVATE TYPE VEHICLES
REGION
VEHICLE VALUE
R350 001 – R400 000
R400 001 – R450 000
R450 001 – R500 000
R500 001 – R550 000
R550 001 – R600 000
R600 001 – R650 000
Gauteng
North-West/Limpopo/ Mpumalanga Metro
NW/LP/MP Rural
Free State Metro
Durban/ Pieter- maritzburg
South Coast/North Coast
Cape Town/Boland Metro
Western Cape Rural
Port Elizabeth
East London
4.25% – 3.45%
4.25% – 3.40%
4.25% – 3.35%
4.25% – 3.35%
3.75% – 3.50%
3.40% – 3.30%
4.00% – 3.20%
4.00% – 3.20%
4.00% – 3.20%
4.00% – 3.15%
3.25% – 3.00%
3.25% – 2.90%
3.25% – 2.85%
3.25% – 2.90%
2.85% – 2.75%
2.80% – 2.70%
3.25% – 2.70%
3.25% – 2.65%
3.15% – 2.60%
3.15% – 2.55%
4.00% – 3.35%
4.00% – 3.30%
4.00% – 3.25%
4.00% – 3.25%
3.50% – 3.25%
3.30% – 3.20%
3.75% – 3.15%
3.75% – 3.10%
3.75% – 3.15%
3.75% – 3.10%
3.15% – 2.90%
3.15% – 2.85%
3.15% – 2.80%
3.15% – 2.75%
2.75% – 2.65%
2.70% – 2.60%
3.15% – 2.55%
3.00% – 2.50%
3.00% – 2.45%
3.00% – 2.40%
3.75% – 3.25%
3.75% – 3.20%
3.75% – 3.15%
3.75% – 3.20%
3.25% – 3.15%
3.20% – 3.10%
3.50% – 3.05%
3.50% – 3.00%
3.50% – 3.05%
3.50% – 3.00%
3.15% – 2.85%
3.15% – 2.80%
3.15% – 2.75%
3.15% – 2.70%
2.65% – 2.55%
2.60% – 2.50%
3.15% – 2.50%
3.00% – 2.45%
3.00% – 2.40%
3.00% – 2.35%
3.50% – 3.15%
3.50% – 3.10%
3.50% – 3.05%
3.50% – 3.10%
3.15% – 3.10%
3.10% – 3.00%
3.50% – 3.00%
3.25% – 2.95%
3.25% – 2.90%
3.25% – 2.85%
3.00% – 2.75%
3.00% – 2.70%
3.00% – 2.65%
3.00% – 2.60%
2.55% – 2.50%
2.50%
3.00% – 2.35%
3.00% – 2.30%
2.95% – 2.25%
2.95% – 2.20%
3.25% – 3.10%
3.25% – 3.05%
3.25% – 3.00%
3.25% – 3.05%
3.10% – 3.00%
3.00% – 2.90%
3.25% – 2.95%
3.25% – 2.90%
3.25% – 2.85%
3.25% – 2.80%
2.50%
2.50%
2.50%
2.50%
2.50%
2.50%
2.50%
2.50%
2.50%
2.50%
3.25% – 3.05%
3.25% – 3.00%
3.25% – 2.95%
3.25% – 2.90%
3.00% – 2.85%
2.90% – 2.80%
3.25% – 2.75%
3.25% – 2.70%
3.25% – 2.65% 3.25% – 2.6%
PRIVATE TYPE VEHICLES
VEHICLE VALUE
REGION
R650 001 – R700 000
R700 001 – R750 000
R750 001 – R800 000
R800 001 – R900 000
R900 001 – R1 000 000
Gauteng
North-West/ Limpopo/ Mpumalanga Metro
NW/LP/MP Rural
Free State Metro
Durban/ Pieter- maritzburg
South Coast/North Coast
Cape Town/Boland Metro
Western Cape Rural
Port Elizabeth
East London
3.1.1 Third party only – 45% of comprehensive premium, minimum R100
3.1.2 Third party, fire and theft – 65% of comprehensive premium, minimum R150
Loadings
Toyota LDV's and Fortuner
Mini bus/Combi type vehicle Performance vehicles
Loss ratio between 65% and 80% Loss ratio between 81% and 100% Loss ratio between 101% and 150% Loss ratio over 150%
25% 25% 25% 15% 25% 40% 60%
Commercial Underwriting Mandates and Guidelines – Binder – Version 2 2020
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