Page 124 - Policy Wording - Hollard Business Binder (2020-08-26)

Motor
3.2.1 Third party only – 45% of comprehensive premium, minimum R150
3.2.2 Third party, fire and theft – 65% of comprehensive premium, minimum R200
Loadings
Toyota LDV's and Fortuner
Mini bus/Combi type vehicle Performance vehicles
Loss ratio between 65% and 80% Loss ratio between 81% and 100% Loss ratio between 101% and 150% Loss ratio over 150%
3.3 Heavy Commercial Vehicles
25% 25% 25% 15% 25% 40% 60%
HEAVY COMMERCIAL VEHICLES
REGION
VEHICLE VALUE
MINIMUM MONTHLY PREMIUM
up to R150 000
R150 001 – R200 000
R200 001 – R250 000
R250 001 – R300 000
R300 001 – R350 000
Gauteng
North-West/ Limpopo/ Mpumalanga Metro
NW/LP/MP Rural
Free State Metro
Durban/ Pietermaritzburg
South Coast/North Coast
Cape Town/Boland Metro
Western Cape Rural
Port Elizabeth
East London
R500
R400
R400
R400
R400
R400
R400
R400
R400
R400
7.00% – 6.25%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
5.75% – 5.50%
5.50% – 5.25%
6.75% – 5.95%
8.25% – 7.25%
8.25% – 7.25%
8.25% – 7.25%
8.25% – 7.25%
8.00% – 7.00%
7.00% – 6.50%
8.00% – 7.20%
8.00% – 7.15%
8.00% – 7.10%
8.00% – 7.00%
7.00% – 6.25%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
5.50% – 5.25%
5.25% – 5.00%
6.75% – 5.95%
7.25% – 6.50%
7.25% – 6.45%
7.25% – 6.40%
7.25% – 6.35%
7.00% – 6.50%
6.50% – 6.25%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
7.00% – 6.05%
7.00% – 6.25%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
5.25% – 5.00%
5.00% – 4.90%
6.75% – 5.95%
7.25% – 6.50%
7.25% – 6.45%
7.25% – 6.40%
7.25% – 6.35%
6.50% – 6.25%
6.25% – 6.00%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
7.00% – 6.05%
6.75% – 6.00%
6.75% – 6.15%
6.75% – 6.10%
6.75% – 6.05%
5.00% – 4.90%
4.90% – 4.80%
6.75% – 5.90%
7.25% – 6.50%
7.25% – 6.45%
7.25% – 6.40%
7.25% – 6.35%
6.25% – 6.00%
6.00% – 5.75%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
7.00% – 6.05%
6.50% – 5.75%
6.50% – 5.70%
6.50% – 5.65%
6.50% – 5.60%
4.90% – 4.80%
4.80% – 4.70%
6.25% – 5.45%
7.25% – 6.50%
7.25% – 6.45%
7.25% – 6.40%
7.25% – 6.35%
6.00% – 5.75%
5.75% – 5.50%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
7.00% – 6.05%
6.50% – 5.75%
6.50% – 5.70%
6.50% – 5.65%
6.50% – 5.60%
4.80% – 4.70%
4.70% – 4.60%
6.25% – 5.45%
HEAVY COMMERCIAL VEHICLES
VEHICLE VALUE
REGION
R350 001 – R400 000
R400 001 – R450 000
R450 001 – R500 000
R500 001 – R550 000
R550 001 – R600 000
R600 001 – R650 000
Gauteng
North-West/ Limpopo/ Mpumalanga Metro
NW/LP/MP Rural
Free State Metro
Durban/ Pietermaritzburg
South Coast/North Coast
Cape Town/Boland Metro
Commercial Underwriting Mandates and Guidelines – Binder – Version 2 2020
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