Page 126 - Policy Wording - Hollard Business Binder (2020-08-26)

Motor
MOTORCYCLES
VEHICLE VALUE
REGION
Cape Town/Boland Metro
MINIMUM MONTHLY PREMIUM
up to R50 000
R50 001 – R100 000
R100 001 – R150 000
R150 001 – R200 000
R200 001 – R250 000
Western Cape Rural
Port Elizabeth
East London
R250 6.75% 6.50%
R250 6.75% 6.50%
R250 6.75% 6.50%
R250 6.75% 6.50%
8.00% 7.50% 7.00%
5.50% 5.25% 5.00%
5.25% 5.00% 4.75%
5.25% 5.00% 4.75%
5.50% 5.25% 5.00%
5.25% 5.00% 4.75%
5.25% 5.00% 4.75%
5.25% 5.00% 4.75%
5.25% 5.00% 4.75%
5.25% 5.00% 4.75%
6.25% 6.00%
6.25% 6.00%
6.25% 6.00%
6.25% 6.00%
6.50% 6.00%
4.75% 4.50%
4.50% 4.25%
4.50% 4.25%
4.75% 4.50%
4.50% 4.25%
4.50% 4.25%
4.50% 4.25%
4.50% 4.25%
4.50% 4.25%
5.50%
5.50%
5.50%
5.50%
5.50%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
MOTORCYCLES
REGION
VEHICLE VALUE
R250 001 – R300 000
R300 001 – R350 000
R350 001 – R400 000
R400 001 – R450 000
R450 001 – R500 000
R500 001 and above
Gauteng
North-West/ Limpopo/Mpuma- langa Metro
NW/LP/MP Rural
Free State Metro
Durban/ Pietermaritzburg
South Coast/North Coast
Cape Town/Boland Metro
Western Cape Rural
Port Elizabeth
East London
3.4.1 Third party only – 45% of comprehensive premium, minimum R100
3.4.2 Third party, fire and theft – 65% of comprehensive premium, minimum R150
Loadings
Loss ratio between 65% and 80% Loss ratio between 81% and 100% Loss ratio between 101% and 150% Loss ratio over 150%
3.5 Trailers and Caravans
15% 25% 40% 60%
TRAILERS AND CARAVANS
VEHICLE VALUE
REGION
MINIMUM MONTHLY PREMIUM
up to R250 000
R250 001 – R500 000
R500 001 – R750 000
R750 001 – R1 000 000
Gauteng
North-West/Limpopo/Mpumalanga Metro
NW/LP/MP Rural
R100
R100
R100
2.50%
2.50%
2.50%
2.25%
2.25%
2.25%
2%
2%
2%
1.75%
1.75%
1.75%
Commercial Underwriting Mandates and Guidelines – Binder – Version 2 2020
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