Page 44 - NYMets_2018_Benefits_Guide
P. 44

legal disclosures












        Basic Information About Sterling Mets, LP
        Health Coverage
                                                                      The Impact of Purchasing Coverage
        You  are  eligible  for  medical  benefits  if you  are  an  active   Through the Marketplace
        employee of Sterling Mets, LP regularly scheduled to work at
        least 35 hours per week and not covered under a collective    If you choose to purchase health insurance through
        bargaining agreement.                                         the Marketplace instead of electing the health
                                                                      insurance provided by your employer:
        Your benefits become effective on the date as outlined in the
        Your Benefits: Quick Stats charts on pages 2 and 3.           Ÿ   You may lose your employer’s contribution to your
                                                                        health insurance.
        Your dependents are eligible for coverage on the same date
        you do. Eligible dependents include your:                     Ÿ      You may also lose any tax deductions from your
                                                                        employer contribution — in addition to your
        Ÿ   Legal spouse/domestic partner (same or opposite sex)
                                                                        employee contributions to employer-sponsored
        Ÿ   Children up to age 26, including stepchildren, foster       coverage — on your Federal and State income
          children and adopted children                                 taxes.
        Ÿ   Disabled child of any age (with documentation) who is     Ÿ   Payments to the Marketplace are made on an after-
          dependent on you for support due to a mental or physical      tax basis.
          handicap that occurs before reaching age 26
        Our health coverage meets the minimum value standard, and
        the cost of our coverage to you is intended to be affordable
        (based on wages).

        Note: Although our coverage is intended to be affordable,
        you may  still be eligible  for a premium  discount  through
        the Marketplace. The Marketplace will use your household
        income, along with other factors, to determine whether you
        may be eligible for a premium discount. If, for example, your
        wages vary from week to week (perhaps you are an hourly
        employee or you work on a commission basis), if you are
        newly employed mid-year, or if you have other income losses,
        you may still qualify for a premium discount.
        If you decide  to shop for coverage  in the Marketplace,
        healthcare.gov will guide you through the process.
















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