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CHAPTER X


                         Financial Libraries

                Special   libraries  are  to  be  found  in
              almost every financial house of importance.
              Whether viewed from present need or future
              development such financial libraries are in-
              dispensable ; they are not only repositories of
              the history of the institution with which they
              are connected, but also active forces in widen-
              ing and increasing the value of its services.
                The work of the banker of the present is
              totally different from that of the banker of
              the past. Money-changing and safe-keeping
              of valuables or   securities are not to-day
              major activities of any bank. On the other
              hand, the work of the financier touches vitally
              at almost every point the very foundations of
              economic   existence.  The modern banker
              must have a thorough intimacy with the intri-
              cacies of his own profession, but beyond this
              he must know or be in a position to learn
              quickly the significant factors of industries
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