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Lite Doc Solution

•​Program designed for Investors and business owners who are not able to disclose certain
information on a tax return
•​Min Fico- 650

•​Loan Use: Purchase, Refinance, and Refi Cash- Out

•​LTV- 80%

•​Property Types- Residential 1-4 Units & Commercial Properties

•​No Tax Returns Required

Owner Occupied Solution

Program- ​Best for owner-occupied real estate transactions where the business owner has difficulty
documenting their income for traditional lenders.

Min Fico- 650

Loan Use: Purchase, Refinance, and Refi Cash-Out

LTV- 80%

Property Types- Commercial

No Tax Returns Required

Can use 12 months Business Bank Statements Used To Qualify

Commercial Bridge Loans

•​Take advantage of short-term, non-recourse, bridge loans designed to help borrowers execute
on value-add repositioning plans for their commercial properties.

•​Best For: Commercial properties with some existing cash-flow that require light rehab or
re-tenanting before permanent financing is achievable.
•​Min Loan Amount- 1M-5M

•​Loan Use: Purchase, Refinance, and Refi Cash- Out

•​LTV- 80%

•​Property Types- Multifamily & Tier 2 Commercial Properties (Case By Case)

•​Loan Term- 1-3 Years