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In details | LIFE IS GOOD 23

not inconsistent with the Federal Law dated February shareholders, which accumulates the down payment
25, 1999), the Federal Law “On foreign investments in (from 10,000 rubles).
the Russian Federation” dated July 9, 1999. At that, the money IS NOT on the joint account of
the cooperative. As soon as the account has enough
ALL–AROUND INSURANCE money to purchase the facility to the first shareholder
in the queue, the facility is immediately purchased. The
As for material risks, there are no fraudulent schemes statement of account is available to each shareholder
with money in the Best Way Housing Cooperative; in his/her personal account on the website of the
shareholders can monitor the flow of funds of the cooperative in real time.
Housing Cooperative on the official website.
Every year shareholders receive a full financial HOW TO USE THIS GREAT
statement on assets of the Housing Cooperative. No OPPORTUNITY?
one can spend funds of shareholders for any other
purposes. Shareholders can control their funds: savings, The shareholder shall pay an amount equal to 35%
payments, etc. The control system is well thought out. of the value of the desired real estate. The missing
It is ergonomic and comfortable. Each member of the amount shall be added by the cooperative from its
cooperative has his/her personal account on the website. share fund. The purchaser (owner) in the transaction for
There you can not only see your own account, but also purchasing the real estate shall be the cooperative. The
monitor the status and changes in the joint account transfer of housing to the shareholder for temporary
of the cooperative, read the news of the cooperative possession and use shall be carried out immediately,
and get acquainted with all the transactions made. The as soon as the Housing Cooperative acquires the right
system also shows the dynamics of the progress of the of ownership or the shareholder right under the co-
queue to receive an apartment; each shareholder can investment agreement to this real estate. The real
see at any time his/her position in the list. estate shall be transferred to the shareholder for use
The risks are minimal: loss of the invested money even under the employment agreement upon the signing
if all the members of the cooperative decide to withdraw of the Real Estate Transfer and Acceptance Act. After
from it is impossible. In this case, all the shares made that, the shareholder and his/her family members have
during participation in the Housing Cooperative shall be the right to register in this real estate. The shareholder,
returned to the shareholder in accordance with the law. owning the real estate, shall repay the debt to the
The application for the withdrawal of one member of the cooperative during the payment schedule period
Housing Cooperative does not affect the existence of the (not more than 10 years). At the same time, Best Way
cooperative or result in its liquidation.
provides for a differential payment unlike banks where
GUARANTEES OF THE only annuity payments are valid. The shareholder has
the right to pay off the debts to the cooperative ahead
SHAREHOLDER of time. The target payment for using the cooperative
funds shall be much lower than the bank interest, so
the overpayment is minimal. The shareholder who has
– The shareholder and all his/her family members can
register in a residential premise. fully paid his/her share for housing shall acquire the
– When the shareholder withdraws from the Housing ownership (Part 4 of Article 218 of the Civil Code of the
Cooperative, he/she shall receive all 100% of his/her Russian Federation). The Housing Cooperative shall be
share funds. obliged to transfer the real estate to the shareholder
– An agreement of share accumulation and an free from any obligations.
employment agreement shall be concluded. The When you have suddenly opened Best Way, the
employment agreement shall be registered in the Federal best of several directions leading to the desired
Registration Service. square meters, all what is left to do is to decide what
– The right of ownership shall be transferred to the to choose: the notorious 18 meters per person or to
employer (shareholder) after full payment of the share. fulfill the brightest dreams with more comfortable
– Inflation shall not be taken into account. The shareholder living conditions. You have to determine it by yourself.
shall pay a fixed cost of the real property. Now the main thing is that you know the algorithm of
actions for achieving your dream. Therefore, do not
WHERE ALL THAT MONEY wait when you graduate, start working, get married,
wages to be increased or when kids are born. Stop
OF THE COOPERATIVE CAME waiting. Your children should live in their bright warm
FROM? children’s room. Do not postpone the decision to
“after the holiday” or until the next January 1. It’s time
to perceive reality in a different perspective. And the
• Share payments (35-50%). world will smile to you in return and give you options.
• Monthly payments for purchased housing under the Do you think this is a fairy tale? This is a new reality.
payment schedule. Life is beautiful and so fleeting, thus, so many things
• Monthly share payments in the share fund from to be done!

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