Page 12 - aruba-today-20230221
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A12   business
                 Tuesday 21 February 2023
                                                                      Make your credit cards less vulnerable


                                                                      to fraud



                                                                                                   Apple.com  account  had      you  make  multiple  pur-
                                                                                                   started  at  least  six  months   chases  each  month  need
                                                                                                   earlier. I'd noticed that the   to  be  monitored  carefully
                                                                                                   Apple.com  charges  had      for   bogus   transactions.
                                                                                                   been  ticking  up,  but  as-  Compare what your credit
                                                                                                   sumed  my  husband  was      card statement says you've
                                                                                                   buying  more  audiobooks     charged  with  your  pur-
                                                                                                   and  my  daughter  was       chase  history  on  the  site.
                                             Saturday’s Answer                                     downloading more games.      You  may  have  to  search
                                                                                                   I'd  grouse  at  them  occa-  online for how to find that
                                                                                                   sionally,  they  would  pro-  history;   Apple   certainly
                                                                                                   claim  innocence  and  the   doesn't make it easy or in-
                                                                                                   charges would continue.      tuitive to find your charges.
                                                                      This   undated   file   photo   Finally,  the  thief  went  too   And if you find fraud, report
                                                                      provided   by    NerdWallet   far and charged over $300   it — even if it's beyond the
                                                                      shows Liz Weston, a columnist   in  a  single  month.  I  con-  60-day deadline.q
                                                                      for  personal  finance  website   tacted  Apple  and  discov-
                                                                      NerdWallet.com.
                                                                                  Associated Press   ered  our  card  had  been
                                                                                                   used  to  purchase  dating
                                                                      By LIZ WESTON                apps  and  virtual  phone
                                                                      of NerdWallet                numbers, which were likely
                                                                      Last  year,  one  of  my  fam-  being  used  to  scam  other   Aruba Divi Phoenix
                                                                      ily's  credit  cards  was  used  people.  The  electronic  re-  Palm beach
                                                                      to rack up hundreds of dol-  ceipts  for  these  purchases   1 br WK # 8,9,10 room # 931
                                                                      lars  in  bogus  charges  at  were sent to an email ad-   studio WK # 8,9   room # 932
                                                                      Apple.com.  Another  card  dress I didn't recognize.      32 weeks remain on each
                                                                      was    compromised     four  A  NEW  CARD  DIDN'T  STOP   Price : studio $ 10 K
                                                                      times  in  a  row,  as  thieves  THE FRAUD                Price : 1 br    $ 15 K
                                                                      repeatedly  charged  mer-    The kicker: The thief was us-  Call:011-297-630-1307
                                                                      chandise and Uber rides.     ing  a  credit  card  number   johnnypaesch@gmail.com
                                                                      We ultimately got our mon-   that had already been re-    www.halleytimetravelaruba.online
                                                                      ey  back,  but  repeated  ported  as  compromised.
                                                                      credit  card  fraud  can  be  Normally,  credit  card  issu-  Aruba Divi Phoenix
                                                                      frustrating  and  dishearten-  ers  will  deny  new  charges   Palm beach
                                                                      ing. Dealing with the after-  on  a  compromised  num-    1 br WK # 13 room # 763
                                                                      math  taught  me  to  prize  ber.  But  according  to  the   26 weeks remain
                                                                      security over convenience,  card  issuer,  the  thief  start-  Price :$ 15 K
                                                                      and to change some bad  ed  their  crime  spree  dur-     Call:011-297-630-1307
                                                                      habits  that  made  me  an  ing  the  few  days  that  my   johnnypaesch@gmail.com
                                                                      easier target.               replacement  card  was  in   www.halleytimetravelaruba.online
                                                                      THE  CLOCK  IS  TICKING  ON  the mail. Since we already
                                                                      CREDIT CARD FRAUD            made regular purchases at    Barcelo Resort
                                                                      Under the Fair Credit Billing  Apple.com, the card issuer   Palm beach
                                                                      Act  ,  consumers  have  60  assumed  the  charges  us-   3 bedroom 3 bath
                                                                      days  after  bogus  charges  ing the old card were legit   Week 6 and 7 Penthouse
                                                                      show up on a statement to  and  allowed  them  to  go      all inclusive package meal and
                                                                      report  them  to  the  credit  through  "as  a  courtesy"  —   drinks
                                                                      card  issuer  to  avoid  most  month  after  month.  (I  was   Price :$ 60 K
                                                                      liability,  says  attorney  Amy  assured that this sequence   Call:011-297-630-1307
                                                                      Loftsgordon,  legal  editor  of events "is extremely rare   johnnypaesch@gmail.com
                                                                      at  Nolo,  a  self-help  legal  and hardly ever happens.")  www.halleytimetravelaruba.online
                                                                      site.  (The  law  limits  a  con-  An Apple customer service
                                                                      sumer's  liability  to  $50  per  representative deleted the   La Quinta Beach Resort
                                                                      series of unauthorized uses,  most recent month's charg-  eagle beach
                                                                      but most issuers waive that,  es and the issuer removed   2 br WK #9 room #212
                                                                      Loftsgordon says.)           the rest — even those well   Ocean view
                                                                      So my heart sank when I re-  past the 60-day mark.        Price :$12K
                                                                      alized that the fraud on our  My takeaways: Sites where   Call :0 11-297-6301307
                                                                                                                                johnnypaesch@gmail.com
                                                                                                                                www.halleytimetravelaruba.online

                                                                                                                                Property Land
                                                                                                                                For sale shaba Noord
                                                                                                                                865 m2 and 918m2
                                                                                                                                3500 m2
                                                                                                                                Price : $150 m2
                                                                                                                                Call:011-297-630-1307
                                                                                                                                johnnypaesch@gmail.com
                                                                                                                                www.halleytimetravelaruba.online
                                                                                                                                ________________________________216294
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