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Long-term care insurance contracts
Long-term care insurance contracts in most cases are treated as accident and health insurance contracts.
Qualified long-term care • Required by a chronically
services are: ill individual and
• Necessary diagnostic, provided pursuant to a
preventive, therapeutic, plan of care prescribed
curing, treating, mitigating, by a licensed health care
and rehabilitative services, practitioner.
and maintenance and
personal care services;