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There seems to be an increase in mobile usage since the total lockdown (Movement Control Order)
               was established due to the COVID-19 pandemic. This phenomenon matched and is noticeable with a
               lowering rate of 4G download speed. Ever since the Malaysian Government introduced the Movement
               Control Order, there has been an increase in the citizens’ dependence on internet access to facilitate
               work,  education,  and  social  interactions  (Wyrzykowaki,  2021).  The  Malaysian  mobile  service
               provider industry has reached its saturation point, as indicated by the penetration rate of around 131.9
               subscriptions per 100 inhabitants. The average penetration rate for Asia & the Pacific regions was at
               105.3  subscriptions  per  100  inhabitants  in  2018  (MCMC,  2019).  According  to  the  2020’s  Third
               Quarter Report from MCMC, there were 42,338,500 subscriptions in 2017, 42,413,400 subscriptions
               in 2018, and 44,600,700 subscriptions in 2019.

               The  increment  in  subscribers of  mobile  service  providers  has reflected  the  rise  in recent  customer
               complaints. Customer complaints and feedbacks ultimately allow service providers to improve their
               products and services and evolve them. Compared to 33,257 complaints in 2017, MCMC received a
               total of 49,065 complaints in 2018, an increase of 47.5 per cent. With regards to the settlement of
               complaints, 92 per cent of the cases were resolved and closed as of the end of 2018, while 8 per cent
               were  scaled  up  for further  investigation.  Complaints  were  primarily  related to  problems  related  to
               communication and multimedia systems, with 43 per cent related to cellular services. Coverage and
               speed  were  common  problems  faced  by  customers.  According  to  the  report  by  MCMC,  the  most
               common  complaint  received  in  2018  was  network  coverage  at  54.1%.  There  was  an  increase  of
               complaints by 40.5% in 2018 (49,065 complaints) compared to 2017 (33,257 complaints). According
               to  Annual  Report  2018  by  MCMC  (2021),  the  increased  usage  of  online  applications  in  mobile
               phones indirectly increases the demand for the quality of wireless broadband services.

               Given that the coverage problem embodies the highest number of complaints received, this situation is
               quite worrisome in terms of achieving the objectives of Sustainable Development Goals (SDG) 2030.
               The  International  Telecommunication  Union  (ITU)  is  the  United  Nations  specialized  agency  for
               information  and  communication  technologies  (ICTs).  ITU  has  approved  the  Strategic  Plan  for  the
               Union for 2020-2030 that links with SDG 9 (Industry, Innovation, and Infrastructure) and in particular
               Target 9. c; significantly access to information and communications technology and strive to provide
               universal and affordable access to the internet in the least developed countries by 2020. The rationale
               of  Target  9.c,  is  to  provide  the  right  percentage  of  the  population  covered  by  a  mobile  cellular
               network based on the penetration rate per 100 inhabitants of the country population. As a regulator,
               MCMC should be concerned about the situation, moreover during this pandemic, when everything
               goes online especially the MySejahtera application. It was reported that many rural areas did not have
               stable  connectivity  that  may  hinder  certain  populations  from  registering  the  vaccination  program.
               Since this can have serious consequences, this study should be carried out as it would yield useful
               information about the trouble that subscribers encounter nowadays. This study may recommend to the
               regulators and mobile service providers how they may improve our quality of life better in a new
               world norm based on the useful information.

               From the marketing point of view, having numerous amount of subscribers would guarantee business
               but having loyal customers would be promising to the business's wealth. In the journey for having
               such a goal, the business may face various challenges as the customer expectation and the experience
               are somehow very difficult to justify. As it is with other service industries, the customer is a focal
               point; it is crucial to make them satisfied and happy to retain customers for repeat business (Ahmed et
               al., 2020;  Alrawadieh et al., 2019; Prentice et al., 2017).

               The studies on customer loyalty in Malaysia were mainly conducted in tourism (Kwok et al., 2017;
               Mohammed  &  Al-Swidi,  2019;  Mohammed  Shobri  &  Putit,  2015;  Othman  et  al.,  2019),  banking
               services  (Ong  et  al.,  2017;  Thaker  et  al.,  2019),  education  (Hassan  et  al.,  2019),  and
               telecommunication  services  (Abdullah  et  al.,  2014;  Quoquab  et  al.,  2018).  To  the  best  of  the


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