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5. “My grandparents were Victorians and 9. “Don’t spend it all straight away. Invest
my father fought in the Second World War. and look out for the long term, the earlier
They taught me how bad things get and to you start saving, the more you can benefit
never take anything for granted. We forget over a life.”
our history at our peril.”
10. “You don’t get anywhere without hard
6. “Be aware of spending money and be a work. You have to put effort in to get
bit thrifty sometimes. My father taught me something out at the end.”
not to show off and to stay grounded.”
Who wouldn’t give a dollar to look back
7. “Philanthropy is not just about giving at the present from 50, or even 20 years
money away but giving up your own time from now, and whisper down a few words
and efforts.” of advice to our nearest and dearest?
8. “Be entrepreneurial. You have to be Penny Lovell is Head of Sanlam Private
constantly looking at how to make money Office. Sanlam UK provides financial
as well as balancing entrepreneurialism planning and investment management
with preservation.” services. https://www.sanlam.co.uk/