Page 9 - Agib Bank Ltd Annual Report and IFRS Financial statements 2020
P. 9
Financial Highlights
2020 2019
D’000 D’000
Income Statement
Profit before tax 59,114 16,017
Profit after tax 42,856 15,236
Net income from Islamic finances 62,444 51,703
Operating expenses (132,548) (125,523)
Impairment (9,264) (448)
Balance sheet
Total Assets 2,911,580 2,061,111
Islamic financing and related assets 1,159,410 820,863
Customer Deposits 2,482,733 1,609,467
Equity 337,383 301,215
Ratios
Earnings Per Share (Butut) 1.69 0.60
Return on Asset (ROA) 1.48% 0.74%
Return on Equity (ROE) 17.53% 5.31%
Capital Adequacy 10.13% 12.41%
Cost to Income Ratio 65.97% 88.40%
Liquidity Ratio 124.10% 218.00%
Non Performing Loan Ratio 5.05% 5.10%
Annual Report and IFRS Financial Statements for the year ended 31 December 2020 8
