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QUICK FACTS WHY DO I HAVE A MEMBER NUMBER

SCCU began on June 7, 1951, with 6 founding members on AND ACCOUNT NUMBERS?
Patrick Air Force Base in Melbourne, Florida. Today, we’re the Every member is assigned a unique member number, used to identify you and your
third largest credit union in Florida! Our more than 400,000 entire SCCU relationship. Your member number is used to enroll in Online and Mobile
members entrust us with over $4 billion in assets.
Banking for the first time and to access your accounts over the phone.

OUR SERVICE AREA Your member number is different from your account numbers. You only have one

Membership is open to all who live Brevard Orange member number, but you may have multiple account numbers because you have a
unique account number for each product you have with SCCU (auto loan, checking
and work in any of the counties in Broward Osceola account, etc.). Your account number is used for direct deposits, automatic payments,
our service area. Once you are a Flagler Palm Beach transfers, and any other transaction related activity.
member of SCCU, you can remain Indian River Seminole
Martin
St. Johns
a member for life regardless of if Miami-Dade St. Lucie
you move to a new city or state Monroe Volusia MEMBER NUMBER
outside of our field of membership. One number that identifies you

as a member-owner of SCCU.
WHAT IS A CREDIT UNION? Member number example:

In many ways SCCU looks like a bank, offering the same services like 123456789
checking accounts, loans, credit cards, and mortgages, but we differ You use it: In the branch Telephone Banking Online Banking
in one major way. That difference is YOU, our member! You are not a enrollment
customer; you’re a member and owner of the credit union.

SCCU is a not-for-profit, member-owned credit union. We don’t have ACCOUNT NUMBERS
stockholders. We exist solely to serve members, providing you with One unique number
for each product
a safe place to save money and get loans at reasonable rates. We you have with
are always watching out for you and your financial future. SCCU. Used for Mortgage Auto Loan Checking acct.# ex.:
direct deposit and acct.# ex.: acct.# ex.: 9999999999944
automatic payments. 9999999999922 9999999999933
ARE MY SAVINGS FEDERALLY INSURED? Savings acct.# ex.:
9999999999955
SCCU is federally insured by the National Credit Union Administration
(NCUA), which provides the same insurance coverage on deposits as
the Federal Deposit Insurance Corporation (FDIC), which insures bank WHAT IS SCCU’S ROUTING NUMBER?
deposits. The National Credit Union Share Insurance Fund, administered SCCU’s routing number is 263177903.
by the NCUA, insures deposits up to $250,000. To expand your
coverage amount you can go to ncua .gov for additional information.
ACCOUNT SECURITY
WHY DO I HAVE TO KEEP $5 As an added layer of security, you are assigned a 4 digit Account Access Code

IN A SAVINGS ACCOUNT? to help us identify you. We will prompt you for this access code when you access
accounts through telephone banking, or if you lock yourself out of online banking.
Only members can use the credit union’s services, and to establish This code is defaulted to the last 4 digits of your social security number, unless you
and maintain membership, each member must keep $5 in a savings specify otherwise.
account, which is referred to as “one share.”
Therefore, every member has one share and Please note that SCCU will never request personal or member account information
OUR PROMISE: equal ownership in the credit union. The $5 via an outbound phone call, text message, or email that you did not first initiate.
You should never give anyone your card number, PIN, or account information in
HONEST PEOPLE . is held until the membership is closed, at response to an unsolicited communication.
which time the $5 is returned to you.
TRUSTED PRODUCTS .

TIME VALUED . Visit us at SCCU .com for the latest details and newest information 5
This document is current as of 10/31/2018.