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     T To o  E En ns su ur re e  A A  S Sm mo oo ot th h Closing
                             R Re em me em mb be er r   T Th he es se e  P Po oi in nt ts s. .. .. .
         •        Maintain  current  financial  status;  no  major  purchases,  no  job  changes;
                  avoid  credit  card  purchases  and  any  other  lines  of  credit
         •        Tell  your  Realtor  and  escrow  officer  if  you  will  be  unable  to  come  to o u r  o f f i c e  a t
                   c l o s i n g ;  w e  w i l l  m a k e  s p e c i a l  a r r a n g e m e n t s  t o accommodate  your  needs
         •        Check  with  your  lender  and  your  REALTOR®  at  least  two  weeks  prior to  scheduled
                  close  to  finalize  lender  requirements  and  verify  that  the loan  package  has  been  ordered
         •        If  your  funds  will  come  from  out  of  state,  please  let  your  escrow  officer know  at  least  two
                  weeks  before  closing
         •        Call  your  escrow  officer  the  week  prior  to  scheduled  closing  to  set  your  closing
                  appointment;  closing  usually  take  less  than  an  hour
         •        At  this  time  you  need  to  ask  your escrow  officer about  the  funds  you  need  to  bring  to
                  close  and  what form  they  should  be   in  for  your escrow
         •        I f  y o u  a r e  u n s u r e  a b o u t  c l o s i n g  p r o c e d u r e s ,  a s k  q u e s t i o n s .  A n explanation  is  just  a
                  phone  call  away
         •        Be  prepared  for  last  minute  lender  requirements
         •        Bring  a  government  issued  photo  ID  and  any  “Certified”  funds  with  you to  signing.
                                            Pioneer Title Agency
                                                 COMMITMENT TO SERVICE
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