Page 9 - UIG_Membership Service Brochure

MEET
MORGAN

Morgan is young, eager and just landed her first real job. In
school, she used her credit card a little too often, and now
has some debt starting to pile up on top of her student loans.

She probably spends a little too much on coffee and eating
out. She hasn’t even begun to think about things like owning
a home, starting a family, or retirement. She is just trying to
figure out how to pay for her car loan and the next trip she
wants to take with her friends. The reality is, she really doesn’t
look at her bank account or have a clear idea on where all her
money goes, but she knows that she needs to get a handle

on it ASAP but she isn’t really sure where to start.

WHAT'S NEXT? FOCUSED ON

Morgan needs to start developing • Create and Use a Budget
the foundation for Financial Fitness • Begin Personal Savings
by learning good spending and
saving habits, Those fundamentals • Improve Credit
will help her thrive in the future. • Reduce Debt