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Jan. 15, 2016                                                        NEWS                                                                        Thunderbolt
                                                                                                                                                 http://www.luke.af.mil
6 www.aerotechnews.com/lukeafb

Where credit is due                                                                            Chaplain’s thoughts ...

                   by Capt.                     the notification letter, the consumer must            “For last year’s words belong to           gaze into
         JHEREMY PERKINS                        provide his name, account number, the              last year’s language and next year’s          those old
                                                assertion that there has been an unauthor-         words await another voice.”                   sayings
                       56th Fighter Wing Legal  ized charge on the account, the date of the                                                      and find
                                                unauthorized charge, and the amount of                                             ~ T.S. Eliot  new hope
   The most wonderful time of the year has      the unauthorized charge. Federal law, the                                                        to continue
ended, and the New Year has begun. Some         Fair Credit Billing Act, limits the liability     Words are powerful. They have the abil-        into the fu-
may be feeling the sting of those Black         for unauthorized charges to $50.               ity to lift up and create, or the destruc-        ture.
Friday deals and Cyber Monday steals. We                                                       tive force to tear down and dismantle.
at Lightning Legal want to pass on some            Furthermore, we encourage all service       How can words — intangible utterances                What a better
information to all consumers out there.         members to contact their credit card pro-      of speech — have such an impact upon              picture to gaze back upon than the words
                                                vider and ask about benefits to service        our physical world? Well, words are the           of Gen. Mark Welsh III.
   To start, active-duty alerts are available   members. Major credit card companies           means by which we convey, communicate
to protect the credit of deploying members.     offer various benefits including 0-percent     and create our reality. Yet, words go well           “We have broken the sound barrier and
An active-duty alert on a credit report         APR, 6-percent APR, fee waivers, addition-     beyond this simplistic definition.                pioneered new paths to space. But where
means businesses have to take extra steps       al benefits and special deployment benefits.                                                     is that new frontier? What barriers will
before granting credit in your name. In                                                           T.S. Eliot is on to something when he          we break next? Every day we are given
order to receive alert protections, a service      According to a survey on veteran debt       reminds us not to limit ourselves by living       the opportunity to sign our name to his-
member must contact one of the credit           statistics, conducted by consumercredit.       in the dreams of the past. He encourages          tory. Just close your eyes and look inside.
reporting companies (Equifax, Experian          com, 91 percent of military families have      us not to bereft words that have lived            You are that new frontier …”
or TransUnion); the companies must com-         at least one credit card and 27 percent have   their lives, since they belong to a voice
municate with one another. The service          $10,000 or more in credit card debt.           that is no more.                                     As this New Year continues to unfold,
member must provide proof of identifica-                                                                                                         I encourage you to use your words to
tion (e.g. passport, CAC, driver’s license).       The third U.S. president, Thomas Jef-          The marvel of this rhetoric is that the        create a new frontier for your family, com-
The service member may request removal          ferson, had a rule that many may benefit       power of words is with us in the present.         munity and our beloved country. May the
from marketing lists for prescreened credit     from following, “Never spend money before      Our words belong to us … here and now.            words you use belong to a new voice that
card offers. The alerts will last for one year  you have earned it.” The 56th Force Sup-       We are the voice echoed in by the New             is proud and resolute. May your words
and lenders must take reasonable steps          port Squadron Airman & Family Readiness        Year, and our words are yet to create our         dignify, honor and aim to edify each other
to verify the identity of a request before      Center has financial workshops available       history.                                          in a way that lifts us all higher.
approval.                                       on base and many resources for tracking
                                                expenses. The legal office is also a resource     With each day come new words and                  I encourage you to consider that it
   Next, if unauthorized use of a credit card   with which service members may discuss         expressions that allow us to shape, in-           could be your voice that breaks free and
has become an issue, to resolve the issue       financial responsibility, Servicemember’s      novate, and brighten the world we live            becomes the next projection of words that
a consumer must notify the credit card is-      Civil Relief Act, and consumer affairs.        in. Our words don’t sink into oblivion, but       inspire us all into a new frontier.
suer in writing within 60 days of the bill                                                     rather rise high. This is not to say that we
notifying the consumer of the charge. In           May 2016 be a prosperous and joyous         discard formidable words from the past.                 Courtesy of Chaplain (Capt.) Jesus Prado
                                                year.                                          For old words can be like a picture. We                                       56th Fighter Wing Chapel

Program sets up runner for 5k success

   Thrive for 5k is a program designed to help the normal                                      Training gPprog gram
everyday person get ready for a 5k race. Follow the beginner
program and you will make your goal of a 5k, according to              Week 1                  Run 1 minute       Run 1 minute                   Run 1 minute
Luke Air Force Base Bryant Fitness experts.                                                                                                      Walk 90 seconds
                                                                       Week 2                  Walk 90 seconds    Walk 90 seconds                for 20 minute
   “The 10-week program includes motivation, diet and                                          for 20 minute      for 20 minute
training for all participants,” said Senior Airman Koraye              Week 3                                                                    Run 90 seconds
Williams, 56th Comptroller Squadron and program partici-                                       Run 90 seconds     Run 90 seconds                 Walk 2 minutes
pant. “We are here to help, drive, push and motivate you to            Week 4                  Walk 2 minutes     Walk 2 minutes                 for 20 minute
make your goal.”
                                                                       Week 5                  for 20 minute      for 20 minute                  Jog/run 5 minutes
   There will be daily updates and blogging discussions on                                                                                       Walk 5 minutes
the center’s Facebook page during the full 10-week program.            Week 6                  Jog/run 5 minutes  Jog/run 5 minutes              for 20 minutes
Responses are encouraged.                                              Week 7
                                                                       Week 8                  Walk 5 minutes     Walk 5 minutes                 Jog/run 7 minutes
   The program started Jan. 8 with a timed 400m run, but it’s          Week 9                  for 20 minutes     for 20 minutes                 Walk 2 minutes
not too late to join. On Fridays thereafter a timed run will be        Week 10                                                                   for 32 minutes
taken at 9 a.m. at the base track to determine improvement.                                    Jog/run 7 minutes  Jog/run 7 minutes
                                                                                               Walk 2 minutes     Walk 2 minutes                 Jog ½ mile
   During the 10 weeks, participants will have access to a                                                                                       Walk ¼ mile
quick running shoe analysis to determine if new running                                        for 32 minutes     for 32 minutes                 Repeat twice
shoes are needed. Running improvement and performance
nutrition classes will also be held in January.                                                Jog ½ mile         Jog ½ mile                     5- 400m repeats
                                                                                               Walk ¼ mile        Walk ¼ mile                    Rest 2 minutes
   Participants receive shirts that say IN TRAINING for the                                    Repeat twice       Repeat twice
THRIVE FOR 5K run program, a running program, tracking                                                                                           6- 400m repeats
sheet for daily runs and a nutrition log.                                                      5- 400m repeats    5- 400m repeats                Rest 1.5 minutes

   The final run is a color 5k run March 19. Children can                                      Rest 2 minutes     Rest 2 minutes                 8- 400m repeats
run at 8:30 a.m. The 5k starts at 9 a.m. at the 944th HQ                                                                                         Rest 1 minute
parking lot under the static display. When crossing the line,                                  6- 400m repeats    6- 400m repeats
participants receive a shirt that says YOU COMPLETED the                                                                                         Jog 2.5 miles
THRIVE FOR 5K program and survived! There are prizes for                                       Rest 1.5 minutes   Rest 1.5 minutes               in 25 minutes
participants who had the best improvement times.
                                                                                               8- 400m repeats    8- 400m repeats                RUN 5K
   Running partners will be available to those who are in-
terested.                                                                                      Rest 1 minute      Rest 1 minute

   Each session will be about 20 to 30 minutes. It’s recom-                                    Jog 2.5 miles      Jog 2.5 miles
mended for participants to run every other day to allow for
recovery and rest days.                                                                        in 25 minutes      in 25 minutes

   For more information, call 623-856-6241.                                                    Jog 3 miles        Jog 3 miles 30 minute

               Courtesy of 56th Force Support Squadron Fitness Center                          in 30 minute
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