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Desert Wings                                           &RPPHQWDU\                                                                  November 20, 2015

2 www.aerotechnews.com/edwardsafb                                                                                             facebook.com/EdwardsDesertWings

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by Airman 1st Class Greg Nash                                 JRRG¿UVWVWHS.HHSLQPLQGWKHFRVWVRIWKLQJVVXFKDVJLIW  to your life as you lead up to the New Year.
Moody AFB, Ga.                                                wrap and expenses associated with hosting a holiday party.
                                                              Using a checklist to budget for expenses such as shipping         Financially surviving the holiday season can bring the
  It’s that time of year again. As the holiday season ap-     costs, new holiday clothing, baking, traveling and restaurant
proaches, we will be bombarded with alluring advertise-       GLQLQJFDQDOVRKHOSJDXJH\RXU¿QDQFLDOSODQ)URPWKHUH     New Year into a positive light with peace of mind if you
ments, extensive winter holiday shopping lists from family    you need to decide what to give. Outright asking is always
members and store holiday sales enticing us to spend big.     a good indicator, but being spontaneous and creative can        don’t have to worry about extra bills. During the holiday
                                                              make that gift more memorable.                                  VHDVRQ¿QDQFLDOVWUHVVVKRXOGQ¶WEHLQ\RXUWKRXJKWVRUEH
  Are you prepared to spend money during the holiday
season? Are you nervous because you’re still paying bills       7DNHWKHRSSRUWXQLW\WRUHÀHFWDQGFKHULVK\RXUPRVW         an obstacle you have to overcome. The season is designed
from last year? Do you want to avoid last minute holiday      memorable holiday experiences. Try to recreate that same
shopping while singing holiday jingles for the millionth      holiday spirit for a wonderful experience with your fam-        to give people the opportunity to celebrate their religious
time in long check-out lines? If questions like these have    ily. Additionally, keep deployed service members in your
invaded your thoughts, several resources are available to     thoughts and prayers as they won’t have the opportunity         beliefs, cherish special moments with family and friends,
help alleviate stress and to easily experience a rewarding    to enjoy their families. Give something sentimental that        HQMR\WLPHRIIIURPZRUNDQGWU\WR¿JXUHRXWKRZ\RX¶UH
and relaxing holiday season the way it’s intended to be.      will be valuable to someone. Everything isn’t about expen-
                                                              sive gifts. The gift of giving can be much more impactful       going to pass your physical training test after eating seven
  Every year we have 364 days to prepare for Christmas,       when there’s no price tag attached. Volunteering to feed
but most people manage to only gain the shopping and          the homeless can be therapeutic and humbling experience.        different types of macaroni and cheese. I encourage you
KROLGD\VSLULWDIWHU¿QLVKLQJWKHKDPGXULQJ7KDQNVJLYLQJ   Have a family day. Call a friend you aren’t on the best of      WRSOHDVHEHSURDFWLYHDQGDVVHVV\RXU¿QDQFHVWRSURSHUO\
However, everyone can successfully have a pleasant and        terms with and be the bigger person to resolve the situation
¿QDQFLDOO\EHQH¿FLDOKROLGD\VHDVRQE\EHLQJSURDFWLYH      and take the blame. Do things that will truly bring meaning     rejuvenate and enjoy your holiday season.
planning ahead and budgeting.
                                                                                                                                Whether you’re active-duty, civilian, a Guardsman or Re-
  As a junior enlisted service member where money isn’t                                                                       VHUYLVWLW¶VLPSRUWDQWWREH¿QDQFLDOO\VDYY\DQGLQFRQWURO
as plentiful, I look for various ways to save for holiday
spending. The holiday spirit encourages an aura of giving                                                                     of your holiday spending. Think about the future and value
and spending at will, which is hard not to do. I ensure that
I pay myself by putting my money in savings before I make                                                                     the importance of not being stressed from money issues.
purchases. I use last year’s income tax return and savings
to get reasonable holiday gifts for my loved ones. On the                                                                     Don’t have a consumer’s state of mind. You don’t have to
other hand, military personnel higher up the rank structure
PD\IDFHVLPLODUSUREOHPVZLWK¿QDQFLDOGHFLVLRQVGHVSLWHD                                                                  spend money as soon as you get it. Always remember, to-
higher salary. Regardless of your median income, planning
and saving your money is helpful.                                                                                             day’s holiday gift can be next year’s credit card bill. Enjoy

  The median wage in the United States is approximately                                                                       a successful winter holiday.
$27,000 per person. The average American will spend ap-
proximately $700 on holiday gifts, totaling more than $465    Invest time to help Airmen
billion, the National Retail Federation estimates. With that
being said, it’s not recommended for people to spend more     by Chief Master Sgt. Shawn Bitton                               P\¿UVWGXW\VHFWLRQRQWKHODVWGXW\GD\HDFKZHHNP\VX-
than 1.5 percent of their annual income on holiday spend-     Travis AFB, Calif.                                              perintendent had us join him at the club, where we would just
ing, according to Practical Money Skills. However, if you                                                                     sit around and talk about things at work and what was going
decide to spend more money, you can use your savings            Think back to when you joined the Air Force. Did you          on in our lives. Looking back at what he was doing, I really
account to help meet your spending goal.                      know everything about your AFSC, how the promotion system       appreciate what he did for us.
                                                              works, assignments, performance evaluations, deployments
  Having an estimate on how much you plan to spend is a       and the list goes on?                                             I understand now that he was mentoring us and it was at
                                                                                                                              these shop gatherings that I learned about things like the as-
                                                                I would have to say no, however, I would bet that at mul-     signment system, Weighted Airmen Promotion System testing
                                                              tiple points and times throughout your service someone took     and things that were happening in the Air Force at the time.
                                                              the time to show you how they worked and explained the ins      Additionally, he learned what was going on in our lives and
                                                              and outs. Today, we call it mentorship. Some say that it’s a    it gave him the opportunity to save me more than once from
                                                              catchphrase or a passing fad, but in all reality it has always  doing something stupid. Trust me he was a busy guy. I have
                                                              been occurring, you more than likely just didn’t think about    WULHGWR¿QGKLPRQVHYHUDORFFDVLRQVVR,FRXOGWKDQNKLPIRU
                                                              them as mentors.                                                his mentorship as he was key to my success in the Air Force.

                                                                I remember back to when I was new to the Air Force. At                                                       See INVEST, Page 4

                                                                                                                                 Commander’s
                                                                                                                                  Action Line

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                                                                                                                                The Commander’s Action Line gives all Airmen, re-
                                                                                                                              tirees, families and community members a direct link to
                                                                                                                              Brig. Gen. Carl Schaefer, 412th Test Wing commander.
                                                                                                                              The Action Line can be used to express constructive
                                                                                                                              points of view on the policies and procedures of the
                                                                                                                              base; discuss safety and security issues; and address
                                                                                                                              problems, concerns, or suggestions after traditional
                                                                                                                              methods have been exhausted.

                                                                                                                                The Commander’s Action Line should not be the
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                                                                                                                              commanders.

                                                                                                                                Action Line queries may be submitted by sending an
                                                                                                                              e-mail to speak2cc@edwards.af.mil with Commander’s
                                                                                                                              Action Line as the subject heading or by calling (661)
                                                                                                                              277-7325. Action Line submissions must be written in
                                                                                                                              a courteous and professional tone, and must include a
                                                                                                                              name, an e-mail address or an alternative method of
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