Page 14 - Paragon Services Engineering 2019 Employee Benefits
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United Concordia | PPO Dental Plan
         With the United Concordia Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and
         benefit from the negotiated rate or visit a non‐network dentist. When you utilize a PPO dentist, your out-of-pocket
         expenses will be less. You may also obtain services using a non-network dentist; however, you will be responsible
         for the difference between the covered amount and the actual charges and you may be responsible for filing
         claims.

                                                                             United Concordia
         Plan Name                                                                   PPO
         Network Name                                         Elite Plus Network              Non-Network
         Dental Benefits

         Calendar Year Maximum                                                     $1,200
         Deductible (Annual)
          - Individual                                                               $50
          - Family                                                                   $150

         Preventive                                                No Charge                     No Charge
         Exams, X-Rays, Cleanings                                                           (UCR 90th Percentile)

         Basic Services                                          Deductible, 10%              Deductible, 20%
         Fillings, Oral Surgery,  Endodontics, Periodontics                                 (UCR 90th Percentile)

         Major Services                                          Deductible, 40%              Deductible, 50%
         Crowns, Prosthetics                                                                (UCR 90th Percentile)
         Orthodontia
          - Covered Members                                                      Children Only
          - Coinsurance                                                              50%
          - Lifetime Benefit Maximum                                                $1,000





         Note:
         We strongly recommend you ask your
         dentist for a predetermination if total               Finding a Dental Provider
         charges are expected to exceed $300.
         Predetermination enables you and your                 Go to www.unitedconcordia.com or call
         dentist to know in advance what the                   (800) 332-0366. Refer to the “Elite Plus” network.
         payment will be for any service that may
         be in question.
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