Page 7 - Bar Bakers EE Guide 09-17 English Final
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BENEFITS





         MEDICAL INSURANCE


                                   Anthem Blue Cross    Anthem Blue Cross               Anthem Blue Cross
         Plan Name                  Low HMO Value         High HMO Value                    Classic PPO
         Network Name                 Priority Select      California Care HMO      Prudent Buyer PPO   Non-Network
         Health Benefits

         Lifetime Maximum               Unlimited             Unlimited                      Unlimited
         Deductible (Calendar Year)
          - Individual                     $0                    $0                  $1,000             $3,000
          - Family                         $0                    $0                  $3,000             $9,000

         Co-Insurance (Plan Pays)         80%                   100%                  80%                60%
         Office Visit Copay
          - Primary Care Physician     $20 Copay              $20 Copay            $35 Copay        Deductible, 40%
          - Specialist Office Visit    $30 Copay              $40 Copay            $35 Copay        Deductible, 40%
         Out-of-Pocket Maximum
          - Individual                   $3,500                $2,500                $5,000            $15,000
          - Family                       $7,000                $5,000               $10,000            $30,000
         Hospitalization
          - Inpatient                     20%                 $250/Day           Deductible, 20%    Deductible, 40%*
                                                          Max 3 Copays/Adm
          - Outpatient                    20%                $125 Copay          Deductible, 20%    Deductible, 40%*
         Lab and X-Ray
          - Diagnostic               No Charge - 20%          No Charge          Deductible, 20%    Deductible, 40%
          - Advanced                $100 Copay - 20%         $100 Copay          Deductible, 20%    Deductible, 40%

         Emergency Services            $200 Copay            $150 Copay                   $150 Copay, 20%
         Urgent Care                   $20 Copay              $20 Copay            $35 Copay        Deductible, 40%
         Preventive Care               No Charge              No Charge            No Charge        Deductible, 40%

         Chiropractic                  $20 Copay              $20 Copay            $35 Copay        Deductible, 40%
                                    Limited to 60 Days      Limited to 60 Days              30 Visits/Year
         Pharmacy Benefits
         Pharmacy Deductible             None                   None                 None                None

         Retail Pharmacy
          - Tier 1a/1b                $5/$20 copay          $5/$20 copay          $5/$20 copay     $5/$20 copay + 50%
          - Tier 2                     $40 Copay              $30 Copay            $30 Copay        $30 copay + 50%
          - Tier 3                     $60 Copay              $50 Copay            $50 Copay        $50 copay + 50%
          - Tier 4                    30% Max $250          30% Max $250          30% Max $250           50%
          - Supply Limit                 30 Days               30 Days              30 Days             30 Days
         Mail Order Pharmacy
          - Tier 1a/1b              $12.50/$50 Copay       $12.50/$50 Copay     $12.50/$50 Copay      Not Covered
          - Tier 2                     $120 Copay             $90 Copay            $90 Copay          Not Covered
          - Tier 3                     $180 Copay            $150 Copay            $150 Copay         Not Covered
          - Tier 4                    30% Max $250          30% Max $250          30% Max $250        Not Covered
          - Supply Limit                 90 Days               90 Days              90 Days              N/A


         *Limitations apply. See SBC for details.
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