Page 11 - Incipio EE Guide 01-18 Non-CA Semi Monthly
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BENEFITS




                Medical Insurance


                                                     ANTHEM                              ANTHEM
                PLAN NAME                       PPO 2500 DEDUCTIBLE                PPO  500 DEDUCTIBLE
                NETWORK NAME             Prudent Buyer PPO   Non-Network     Prudent Buyer PPO   Non-Network
                Health Benefits

                Lifetime Maximum                     Unlimited                           Unlimited
                Deductible (Annual)
                 - Individual                 $2,500           $7,500             $500            $1,500
                 - Family                     $5,000           $15,000            $1,500          $4,500
                Co-Insurance (You Pay)         30%              50%                10%             30%
                Office Visit Copay
                 - Primary Care Physician   $30 Copay      Deductible, 50%      $20 Copay      Deductible, 30%
                 - Specialist Office Visit    $30 Copay    Deductible, 50%      $20 Copay      Deductible, 30%

                Out-of-Pocket Maximum
                 - Individual                 $6,000           $18,000            $3,500          $10,500
                 - Family                    $12,000           $36,000            $7,000          $21,000
                Hospitalization
                 - Inpatient              Deductible, 30%   Deductible, 50%*   Deductible, 10%   Deductible, 30%*
                 - Outpatient Surgery     Deductible, 30%   Deductible, 50%*   Deductible, 10%   Deductible, 30%*
                Lab and X-Ray
                 - Diagnostic               $30 Copay      Deductible, 50%*   Deductible, 10%   Deductible, 30%*
                 - Advanced                 $200 Copay     Deductible, 50%*   Deductible, 10%   Deductible, 30%*
                Emergency Services            Deductible, $150 Copay, 30%        Deductible, $150 Copay, 10%

                Urgent Care                 $30 Copay      Deductible, 50%      $20 Copay      Deductible, 30%
                Preventive Care             No Charge      Deductible, 50%      No Charge      Deductible, 30%
                Chiropractic                $30 Copay      Deductible, 50%      $20 Copay      Deductible, 30%
                                                    30 Visits/Year                     30 Visits/Year

                Pharmacy Benefits
                Tier 2, 3, & 4 Deductible      $500/Member   $500/Member          None             None
                Retail Pharmacy
                 - Tier 1a/1b              $5/$20 Copay      Copay + 50%       $5/$15 Copay     Copay + 50%
                 - Tier 2                   $50 Copay        Copay + 50%        $30 Copay       Copay + 50%
                 - Tier 3                   $65 Copay        Copay + 50%        $50 Copay       Copay + 50%
                 - Tier 4                30% Max $250 Copay   Copay + 50%    30% Max $250 Copay   Copay + 50%
                 - Supply Limit              30 Days           30 Days           30 Days          30 Days
                Mail Order Pharmacy
                                                                                     50
                                                 50
                                            50
                                                                                50
                 - Tier 1a/1b            $12 /$37  Copay     Not Covered     $12 /$37  Copay    Not Covered
                 - Tier 2                   $150 Copay       Not Covered        $150 Copay      Not Covered
                 - Tier 3                   $195 Copay       Not Covered        $195 Copay      Not Covered
                 - Tier 4                30% Max $250 Copay   Not Covered    30% Max $250 Copay   Not Covered
                 - Supply Limit              90 Days            N/A              90 Days           N/A
                *Limitations apply. See SBC for details.
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