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Disability Insurance
Lincoln Financial Group | Voluntary Short Term Disability
Rauxa offers you Short Term Disability (STD) to provide income replacement if you become disabled due to accident,
sickness or pregnancy, through Lincoln Financial Group. If you experience a temporary disability, benefits begin 7 days
after the start of your disability and will continue up to a maximum of 13 weeks. STD works with state disability programs,
Social Security, and any other group disability coverage, to provide you with a combined monthly benefit equal to 60%
of your pre-disability earnings up to a maximum benefit of $1,500 per week.
Lincoln Financial Group | Long Term Disability
Rauxa offers you Long Term Disability (LTD) to provide income replacement if you become disabled for an extended
period of time, through Lincoln Financial Group. If you become totally and permanently disabled, benefits begin 90
days after the start of your illness or injury and will continue as long as you remain disabled up to the later of age 65 or
Social Security Normal Retirement Age. LTD works with state disability programs, Social Security, and any other group
disability coverage, to provide you with a combined monthly benefit equal to 50% of your pre-disability earnings up to
a maximum benefit of $6,000 per month.
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