Page 13 - Razer Benefits Guide 1-18 No CA_PRINT

LIFE AND AD&D INSURANCE

CIGNA | BASIC LIFE AND AD&D

Life insurance protects your family or other beneficiaries in the event of your death while you are still actively employed
with the company. Razer pays for coverage, offered through Cigna, in the amount of $100,000. If your death is due
to a covered accident or injury, your beneficiary will receive an additional amount through Accidental Death and
Dismemberment (AD&D) coverage.

CIGNA | VOLUNTARY LIFE AND AD&D
In addition to the company provided Basic Life and AD&D benefits, you may elect to purchase additional Term Life
and AD&D insurance at discounted group rates provided by Cigna. If elected, you pay for this coverage with after-tax
dollars through convenient payroll deductions.

EMPLOYEE LIFE AND AD&D
You may purchase coverage for yourself in increments of $10,000 up to a maximum benefit of $500,000.
SPOUSE LIFE AND AD&D
If you buy coverage for yourself, you may also purchase coverage for your eligible spouse. Benefits for your
spouse are available in increments of $5,000 to a maximum benefit of $250,000 and may not exceed 50% of
your employee election.
CHILD(REN) LIFE AND AD&D
If you buy coverage for yourself, you may also purchase coverage for your eligible dependent child(ren). Benefits
for your child(ren) are available in increments of $1,000 to a maximum benefit of $10,000.

Guarantee issue is a pre-approved amount of coverage that does not require you to provide proof of good health,
and is available to you during your initial eligibility period (upon hire). Guarantee issue is available in the amount of
$100,000 for employees, $25,000 for spouses, and $10,000 for child(ren). If you are no longer in your initial eligibility
period, you need to provide proof of good health. To provide proof of good health, you will be asked to complete a
health questionnaire and are subject to insurance carrier approval. Cigna may approve or decline coverage based on
a review of your health history. Please find the Cigna health questionnaire form on ADP. Please note that AD&D does
not require approval and will be automatically approved.

TRAVEL ASSISTANCE PROGRAM

CIGNA | TRAVEL ASSISTANCE PROGRAM

Cigna Secure Travel is a service offered to provide a resource for your traveling needs. It provides a comprehensive range
of information, referral, coordination and arrangement services designed to respond to most medical care situations
and many other emergencies you may have when you travel. It also offers pre-trip assistance and information from
passport/visa requirements, foreign currency, and weather. Cigna Secure Travel is available 24 hours, 7 days a week,
365 days of the year.

ACCESSING THE TRAVEL ASSISTANCE PROGRAM:
Contact Cigna via email at cigna@europassistance-usa.com or call (888) 226-4567

13