Page 2 - Trident EE Guide 01-18 OPTION 1

WELCOME LETTER

2018 Trident University Health & Welfare Plans

Trident University International, LLC cares about your health and well-being, and we are dedicated to providing a comprehensive
and competitive benefits package to you and your family. As an employee, you are eligible for a variety of valuable benefits such as
medical, dental, vision, life and disability coverage, retirement program, tuition remission, flexible spending accounts, as well as
various wellness initiatives and more! Trident’s benefit programs account for a significant portion of the total compensation
program.

Health care needs and benefit costs can vary from year to year, and when you combine that with the changing health care
landscape, it's critical for employees to educate themselves on their available coverage and re-evaluate their choices. The most
important advice we can provide to an employee is to be an active participant in the open enrollment process. When choosing
your plan, consider your personal situation—your finances, family health status, and proximity to frequently used medical services.

It’s important to keep in mind the choices you make cannot be reversed or changed until the next annual Open Enrollment period,
unless you experience a qualifying event during the plan year such as marriage, childbirth or adoption, loss of existing coverage for
family members. (Additional information can be found in this guide.)

What’s New for 2018

This guide contains information about the generous benefit options available for eligible employees in the 2018 plan year. The
following are a few important changes to be aware of regarding this year’s Open Enrollment options and the 2018 plan year.

1. New Carrier– AETNA
All employees MUST complete make new elections for the 2018 plan year; current elections will NOT carry over
2. NO increase to contributions for the:
• Medical HMO (full and narrow networks)
• Medical PPO (out-of-state except AZ)
• Dental HMO
• Dental PPO (out-of-state if no Dental HMO available)
• Vision
• Supplemental Life and AD&D
3. Increased contributions for:
• Medical PPO (California and AZ only)
• Dental PPO (California and out-of-state if Dental HMO is available)
4. NEW – HMO option for Arizona employees

Please take time to review this 2018 Benefits Guide carefully. If you should have any questions regarding any of the information
presented, or require additional information about Trident’s benefits and/or retirement program, please contact Human
Resources.

We will continue to strive to provide a comprehensive and affordable benefits package to you and your family. When we compare
the Trident Health Plans to other employers’ plans, our outcomes show the success of our ongoing efforts to provide you and your
family with comprehensive and integrated medical, prescription, and wellness programs that are of high quality at a reasonable
cost.

Melissa Rothmeyer
Vice President of Human Resources

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