Page 7 - Career Group Guide 2020 - Temporary Out of State
P. 7

Medical Plan Highlights



                                                                            Anthem Blue Cross
         Plan Name                                                         Elements Choice PPO


                                                      Blue Cross PPO (Prudent Buyer)
         Network Name                                          Large Group                    Non-Network
         Health Benefits
         Lifetime Maximum                                                       Unlimited

         Deductible (Annual)
          - Individual                                            $6,500                         $19,500
          - Family                                               $13,000                         $39,000
         Out-of-Pocket Maximum
          - Individual                                            $7,350                         $22,050
          - Family                                               $14,700                         $44,100

         Co-Insurance (Plan Pays)                                 100%                            50%


         Office Visit Copay
          - Preventive Care                                     No Charge                    Deductible, 50%
          - Primary Care Physician                              $35 Copay*                   Deductible, 50%
          - Specialist Office Visit                             $35 Copay*                   Deductible, 50%
          - Urgent Care                                       Deductible, 0%                 Deductible, 50%
          - Telemedicine                                        $35 Copay*                   Deductible, 50%

         Hospitalization
          - Inpatient                                         Deductible, 0%                 Deductible, 50%
          - Outpatient                                        Deductible, 0%                 Deductible, 50%
         Lab and X-Ray
          - Diagnostic                                        Deductible, 0%                 Deductible, 50%
          - Complex                                           Deductible, 0%                 Deductible, 50%
         Emergency Services                                                   Deductible, 0%

         Chiropractic                                           $35 Copay*                   Deductible, 50%

                                                                              30 Visits/Year
         Pharmacy Benefits
         Pharmacy Deductible                                   $500/$1,500                     $500/$1,500
         Retail Pharmacy
          - Generic Formulary                                  $5/$20 Copay                    50% to $250
          - Brand Name Formulary                           Deductible, $50 Copay         Deductible, 50% to $250
          - Non-Formulary                                  Deductible, $65 Copay         Deductible, 50% to $250
          - Supply Limit                                         30 Days                        30 Days


         Mail Order Pharmacy
          - Generic Formulary                                $12.50/$50 Copay                  Not Covered
          - Brand Name Formulary                          Deductible, $150 Copay               Not Covered
          - Non-Formulary                                 Deductible, $195 Copay               Not Covered
          - Supply Limit                                         90 Days                          N/A

         *$35 copay per visit for the first 3 visits, then 0% coinsurance after deductible is met.







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