Page 6 - KNCH Benefits Guide 2019 - Final
P. 6

MEDICAL INSURANCE



                                                        Anthem Blue Cross                  Anthem Blue Cross
           Plan Features                                 HMO—CA ONLY                       EPO  (Exclusive PPO)
                                                                                           (AZ, FL, NV, TX ONLY)
           Network                                      CACARE-Large Group             National PPO (Blue Card PPO)

           HEALTH BENEFITS
           Lifetime Maximum                                 Unlimited                          Unlimited

           Calendar Year Deductible
              Individual                                       $0                                 $0
              Family                                           $0                                 $0

           Coinsurance (Plan Pays)                            100%                               100%
           Physician Office Visit
              PCP                                           $30 Copay                          $20 Copay
              Specialist                                    $40 Copay                          $20 Copay
           Calendar Year Out-of-Pocket Maximum
              Individual                                     $2,500                             $2,500
              Family                                         $5,000                             $5,000
           Hospitalization
              Inpatient                                    $500 Copay                         $250 Copay
              Outpatient                                   $250 Copay                         $125 Copay
           Emergency Services                              $100 Copay                         $100 Copay
           Urgent Care                                      $30 Copay                          $20 Copay

           Lab and X-Ray:        Basic                      No Charge                          No Charge
                                             Complex       $100 Copay                         $100 Copay
           Preventive Care                                    100%                               100%

           Chiropractic                                     $10 Copay                          $20 Copay
                                                          30 Visits/Year                      30 Visits/Year
           PHARMACY BENEFITS

           Retail (30 Day Supply)
              Tier  1a / 1b                               $5 / $15 Copay                     $5 / $15 Copay
              Tier 2                                        $30 Copay                          $30 Copay
              Tier 3                                        $50 Copay                          $50 Copay
              Tier 4                                  $30% up to $250 Copay               $30% up to $250 Copay
           Mail Order (90 Day Supply)
              Tier  1a / 1b                            $12.50 / $37.50 Copay              $12.50 / $37.50 Copay
              Tier 2                                        $90 Copay                          $90 Copay
              Tier 3                                       $150 Copay                         $150 Copay
              Tier 4                                           n/a                                n/a



                        FINDING A MEDICAL PROVIDER:
                        Go to www.anthem.com/ca Note: if you are outside CA, you will then select the state you reside.

                        •   For HMO:  Search “Blue Cross HMO (CACARE) - Large Group” or call (800) 888-8288
                        •   For EXCLUSIVE PPO:  Search “National PPO (Blue Card PPO)” or call (800) 888-8288




         6
   1   2   3   4   5   6   7   8   9   10   11