Page 20 - Remita Guide 2020 - NonCA FINAL

If you are unable to work due to an illness or injury, our disability plans will work together to provide a source of income
to meet your needs. Disability insurance provides benefits that replace part of your lost income when you become
unable to work due to a covered injury or illness.

Cigna | Short Term Disability
STD coverage is provided by Remita Health at no cost to you. You may purchase additional protection with a Buy-up
option.

Remita Health offers you Short Term disability (STD) options to help supplement income in case of a short term disability
such as accident, sickness, or pregnancy.

Short Term Disability STD Benefit Voluntary STD Buy-up Benefit
Benefit Percentage 60% 66 2/3%

Weekly Benefit Maximum $1,000 $2,000
When Benefit Begins After 7 days 7 days

Maximum Benefit Duration 26 weeks 26 weeks

Cigna| Long Term Disability
This coverage is provided by Remita Health at no cost to you.

Remita Health offers you Long Term Disability (LTD) to provide income replacement if you become disabled for an
extended period of time. If you become totally and permanently disabled, benefits begin 180 days after the start of your
illness or injury. LTD works with state disability programs, Social Security, and any other group disability coverage, to
provide you with a combined monthly benefit equal to 60% of your pre-disability earnings up to a maximum benefit of
$5,000 per month.

Long Term Disability LTD Benefit
Benefit Percentage 60%

Weekly Benefit Maximum $5,000
When Benefit Begins After 180 days

Maximum Benefit Duration To age 65 and reduces thereafter